{"id":1956,"date":"2026-08-28T11:09:49","date_gmt":"2026-08-28T11:09:49","guid":{"rendered":"https:\/\/www.flattickets.com\/blog\/?p=1956"},"modified":"2026-08-28T11:09:50","modified_gmt":"2026-08-28T11:09:50","slug":"travel-credit-card-guide","status":"publish","type":"post","link":"https:\/\/www.flattickets.com\/blog\/travel-credit-card-guide\/","title":{"rendered":"Travel Credit Card Guide"},"content":{"rendered":"<p>\u0906\u091c \u0915\u0947 \u0938\u092e\u092f \u092e\u0947\u0902, \u092f\u093e\u0924\u094d\u0930\u093e (Travel) \u0915\u0930\u0928\u093e \u0915\u0947\u0935\u0932 \u090f\u0915 \u0936\u094c\u0915 \u0928\u0939\u0940\u0902, \u092c\u0932\u094d\u0915\u093f \u090f\u0915 \u091c\u0940\u0935\u0928\u0936\u0948\u0932\u0940 \u0915\u093e \u0939\u093f\u0938\u094d\u0938\u093e \u092c\u0928 \u0917\u092f\u093e \u0939\u0948\u0964 \u0910\u0938\u0947 \u092e\u0947\u0902, \u090f\u0915 \u0938\u0939\u0940 Travel Credit Card Guide \u0906\u092a\u0915\u0940 \u092f\u093e\u0924\u094d\u0930\u093e\u0913\u0902 \u0915\u094b \u0928 \u0915\u0947\u0935\u0932 \u0905\u0927\u093f\u0915 \u0938\u0941\u0916\u0926 \u092c\u0928\u093e \u0938\u0915\u0924\u093e \u0939\u0948, \u092c\u0932\u094d\u0915\u093f \u0906\u092a\u0915\u0947 \u092a\u0948\u0938\u0947 \u092d\u0940 \u092c\u091a\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u092f\u0939 \u0917\u093e\u0907\u0921 \u0906\u092a\u0915\u094b \u092c\u0924\u093e\u090f\u0917\u093e \u0915\u093f \u0915\u0948\u0938\u0947 \u0906\u092a \u0905\u092a\u0928\u0947 \u0932\u093f\u090f \u0938\u092c\u0938\u0947 \u0905\u091a\u094d\u091b\u093e Travel Credit Card \u091a\u0941\u0928 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902, \u0909\u0938\u0915\u0947 \u092b\u093e\u092f\u0926\u0947 \u0915\u094d\u092f\u093e \u0939\u0948\u0902 \u0914\u0930 \u0915\u0948\u0938\u0947 \u0906\u092a \u0909\u0938\u0938\u0947 \u0905\u0927\u093f\u0915\u0924\u092e \u0932\u093e\u092d \u0909\u0920\u093e \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u091a\u093e\u0939\u0947 \u0906\u092a \u0905\u0915\u094d\u0938\u0930 Flight \u0915\u0930\u0924\u0947 \u0939\u094b\u0902, luxurious Hotel \u092e\u0947\u0902 \u0930\u0941\u0915\u0928\u093e \u092a\u0938\u0902\u0926 \u0915\u0930\u0924\u0947 \u0939\u094b\u0902, \u092f\u093e \u092c\u0938 \u0905\u092a\u0928\u0940 \u0939\u0930 Trip \u0915\u094b \u092f\u093e\u0926\u0917\u093e\u0930 \u092c\u0928\u093e\u0928\u093e \u091a\u093e\u0939\u0924\u0947 \u0939\u094b\u0902, \u090f\u0915 \u0905\u091a\u094d\u091b\u093e Travel Credit Card \u0906\u092a\u0915\u0947 \u0932\u093f\u090f \u0917\u0947\u092e \u091a\u0947\u0902\u091c\u0930 \u0938\u093e\u092c\u093f\u0924 \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/p>\n<div class=\"table-of-contents\">\n<h2>Table of Contents<\/h2>\n<div class=\"toc-item\">\n<p><a href=\"#section-0\">Travel Credit Card \u0915\u094d\u092f\u094b\u0902 \u092e\u093e\u092f\u0928\u0947 \u0930\u0916\u0924\u093e \u0939\u0948?<\/a><\/p>\n<\/div>\n<div class=\"toc-item\">\n<p><a href=\"#section-1\">\u092e\u0941\u0916\u094d\u092f \u091c\u093e\u0928\u0915\u093e\u0930\u0940: Travel Credit Card \u0915\u0948\u0938\u0947 \u0915\u093e\u092e \u0915\u0930\u0924\u0947 \u0939\u0948\u0902?<\/a><\/p>\n<\/div>\n<div class=\"toc-item\">\n<p><a href=\"#section-2\">\u0932\u093e\u092d \u0914\u0930 \u0915\u092e\u093f\u092f\u093e\u0902: \u0915\u094d\u092f\u093e Travel Credit Card \u0906\u092a\u0915\u0947 \u0932\u093f\u090f \u0938\u0939\u0940 \u0939\u0948?<\/a><\/p>\n<\/div>\n<div class=\"toc-item\">\n<p><a href=\"#section-3\">\u0938\u094d\u091f\u0947\u092a-\u092c\u093e\u092f-\u0938\u094d\u091f\u0947\u092a \u0917\u093e\u0907\u0921: \u0938\u0939\u0940 Travel Credit Card \u0915\u0948\u0938\u0947 \u091a\u0941\u0928\u0947\u0902?<\/a><\/p>\n<\/div>\n<div class=\"toc-item\">\n<p><a href=\"#section-4\">\u0938\u0930\u094d\u0935\u094b\u0924\u094d\u0924\u092e \u0905\u092d\u094d\u092f\u093e\u0938: \u0905\u092a\u0928\u0947 Travel Credit Card \u0915\u093e \u0905\u0927\u093f\u0915\u0924\u092e \u0932\u093e\u092d \u0909\u0920\u093e\u090f\u0902<\/a><\/p>\n<\/div>\n<div class=\"toc-item\">\n<p><a href=\"#section-5\">\u0938\u093e\u092e\u093e\u0928\u094d\u092f \u0917\u0932\u0924\u093f\u092f\u093e\u0901: \u091c\u093f\u0928\u0938\u0947 \u092c\u091a\u0928\u093e \u091a\u093e\u0939\u093f\u090f<\/a><\/p>\n<\/div>\n<div class=\"toc-item\">\n<p><a href=\"#section-6\">\u0935\u093f\u0936\u0947\u0937\u091c\u094d\u091e \u092f\u0941\u0915\u094d\u0924\u093f\u092f\u093e\u0901: \u0905\u092a\u0928\u0940 \u092f\u093e\u0924\u094d\u0930\u093e \u0915\u094b \u0914\u0930 \u092c\u0947\u0939\u0924\u0930 \u092c\u0928\u093e\u090f\u0902<\/a><\/p>\n<\/div>\n<div class=\"toc-item\">\n<p><a href=\"#section-7\">\u0905\u0915\u094d\u0938\u0930 \u092a\u0942\u091b\u0947 \u091c\u093e\u0928\u0947 \u0935\u093e\u0932\u0947 \u092a\u094d\u0930\u0936\u094d\u0928 (FAQs)<\/a><\/p>\n<\/div>\n<\/div>\n<h2 id=\"section-0\">Travel Credit Card \u0915\u094d\u092f\u094b\u0902 \u092e\u093e\u092f\u0928\u0947 \u0930\u0916\u0924\u093e \u0939\u0948?<\/h2>\n<figure id=\"attachment_1984\" aria-describedby=\"caption-attachment-1984\" style=\"width: 678px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"size-large wp-image-1984\" src=\"https:\/\/www.flattickets.com\/blog\/wp-content\/uploads\/2026\/08\/cheap-air-tickets-78-1024x765.jpg\" alt=\"Travel Credit Card Guide\" width=\"678\" height=\"507\" srcset=\"https:\/\/www.flattickets.com\/blog\/wp-content\/uploads\/2026\/08\/cheap-air-tickets-78-1024x765.jpg 1024w, https:\/\/www.flattickets.com\/blog\/wp-content\/uploads\/2026\/08\/cheap-air-tickets-78-300x224.jpg 300w, https:\/\/www.flattickets.com\/blog\/wp-content\/uploads\/2026\/08\/cheap-air-tickets-78-768x574.jpg 768w, https:\/\/www.flattickets.com\/blog\/wp-content\/uploads\/2026\/08\/cheap-air-tickets-78.jpg 1456w\" sizes=\"auto, (max-width: 678px) 100vw, 678px\" \/><figcaption id=\"caption-attachment-1984\" class=\"wp-caption-text\">Travel Credit Card Guide<\/figcaption><\/figure>\n<p>\u0906\u0927\u0941\u0928\u093f\u0915 \u092f\u093e\u0924\u094d\u0930\u0940 \u0915\u0947 \u0932\u093f\u090f Travel Credit Card \u0938\u093f\u0930\u094d\u092b \u090f\u0915 \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u093e \u092e\u093e\u0927\u094d\u092f\u092e \u0928\u0939\u0940\u0902, \u092c\u0932\u094d\u0915\u093f \u0930\u093f\u0935\u0949\u0930\u094d\u0921\u094d\u0938, \u092c\u091a\u0924 \u0914\u0930 \u0938\u0941\u0935\u093f\u0927\u093e\u0913\u0902 \u0915\u093e \u0916\u091c\u093e\u0928\u093e \u0939\u0948\u0964 \u092f\u0939 \u0906\u092a\u0915\u0947 Travel Experience \u0915\u094b \u0915\u0908 \u0917\u0941\u0928\u093e \u092c\u0947\u0939\u0924\u0930 \u092c\u0928\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u092f\u0939\u093e\u0902 \u0915\u0941\u091b \u092a\u094d\u0930\u092e\u0941\u0916 \u0915\u093e\u0930\u0923 \u0926\u093f\u090f \u0917\u090f \u0939\u0948\u0902 \u0915\u093f \u092f\u0939 \u0935\u093f\u0937\u092f \u0915\u094d\u092f\u094b\u0902 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0939\u0948:<\/p>\n<ul>\n<li><strong>\u092c\u091a\u0924 \u0914\u0930 \u0930\u093f\u0935\u0949\u0930\u094d\u0921\u094d\u0938:<\/strong> Travel Credit Card \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0928\u0947 \u0938\u0947 \u0906\u092a\u0915\u094b Airline Miles, Hotel Points, \u0915\u0948\u0936 \u092c\u0948\u0915 \u0914\u0930 \u0905\u0928\u094d\u092f \u0930\u093f\u0935\u0949\u0930\u094d\u0921\u094d\u0938 \u092e\u093f\u0932\u0924\u0947 \u0939\u0948\u0902, \u091c\u093f\u0928\u0938\u0947 \u0906\u092a \u0905\u092a\u0928\u0940 \u0905\u0917\u0932\u0940 Flight \u092f\u093e Hotel Booking \u092a\u0930 \u092c\u091a\u0924 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0915\u0908 \u0915\u093e\u0930\u094d\u0921\u094d\u0938 \u0924\u094b \u0906\u092a\u0915\u094b Sign-up Bonus \u0915\u0947 \u0924\u094c\u0930 \u092a\u0930 \u0932\u093e\u0916\u094b\u0902 \u092a\u0949\u0907\u0902\u091f\u094d\u0938 \u0926\u0947\u0924\u0947 \u0939\u0948\u0902, \u091c\u094b \u090f\u0915 Free Ticket \u092f\u093e Hotel Stay \u0915\u0947 \u092c\u0930\u093e\u092c\u0930 \u0939\u094b \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n<li><strong>\u0938\u0941\u0935\u093f\u0927\u093e \u0914\u0930 \u0938\u0941\u0930\u0915\u094d\u0937\u093e:<\/strong> International Travel \u0915\u0947 \u0926\u094c\u0930\u093e\u0928 \u0915\u0948\u0936 \u0915\u0948\u0930\u0940 \u0915\u0930\u0928\u0947 \u0915\u0940 \u092a\u0930\u0947\u0936\u093e\u0928\u0940 \u0938\u0947 \u092c\u091a\u093e\u0924\u093e \u0939\u0948\u0964 \u0938\u093e\u0925 \u0939\u0940, \u0916\u094b \u091c\u093e\u0928\u0947 \u092f\u093e \u091a\u094b\u0930\u0940 \u0939\u094b\u0928\u0947 \u092a\u0930 \u092d\u0940 \u0927\u094b\u0916\u093e\u0927\u0921\u093c\u0940 \u0938\u0947 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u092e\u093f\u0932\u0924\u0940 \u0939\u0948\u0964 \u0905\u0927\u093f\u0915\u093e\u0902\u0936 \u0915\u093e\u0930\u094d\u0921\u094d\u0938 \u0906\u092a\u0915\u094b Emergency Assistance \u092d\u0940 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n<li><strong>Travel Benefits:<\/strong> Airport Lounge Access, Priority Check-in, Free Baggage Allowance, Travel Insurance, \u0914\u0930 \u0915\u092e Foreign Exchange Markup \u091c\u0948\u0938\u0947 \u092b\u093e\u092f\u0926\u0947 \u0906\u092a\u0915\u0940 \u092f\u093e\u0924\u094d\u0930\u093e \u0915\u094b \u0906\u0930\u093e\u092e\u0926\u093e\u092f\u0915 \u0914\u0930 \u0924\u0928\u093e\u0935\u092e\u0941\u0915\u094d\u0924 \u092c\u0928\u093e\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n<li><strong>Financial Flexibility:<\/strong> \u0905\u0928\u092a\u0947\u0915\u094d\u0937\u093f\u0924 Travel \u0916\u0930\u094d\u091a\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u090f\u0915 Backup \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0915\u093e\u0930\u094d\u092f \u0915\u0930\u0924\u093e \u0939\u0948, \u0916\u093e\u0938\u0915\u0930 Emergency situations \u092e\u0947\u0902\u0964<\/li>\n<li><strong>Budget Management:<\/strong> \u0906\u092a\u0915\u0947 Travel \u0916\u0930\u094d\u091a\u094b\u0902 \u0915\u094b \u091f\u094d\u0930\u0948\u0915 \u0915\u0930\u0928\u0947 \u0914\u0930 Budget Planning \u092e\u0947\u0902 \u092e\u0926\u0926 \u0915\u0930\u0924\u093e \u0939\u0948\u0964 \u092e\u0939\u0940\u0928\u0947 \u0915\u0947 \u0905\u0902\u0924 \u092e\u0947\u0902 \u090f\u0915 consolidated statement \u0938\u0947 \u0906\u092a \u0905\u092a\u0928\u0947 \u0916\u0930\u094d\u091a\u094b\u0902 \u0915\u093e \u0935\u093f\u0936\u094d\u0932\u0947\u0937\u0923 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n<\/ul>\n<h2 id=\"section-1\">\u092e\u0941\u0916\u094d\u092f \u091c\u093e\u0928\u0915\u093e\u0930\u0940: Travel Credit Card \u0915\u0948\u0938\u0947 \u0915\u093e\u092e \u0915\u0930\u0924\u0947 \u0939\u0948\u0902?<\/h2>\n<p>Travel Credit Card \u0915\u094b \u0938\u092e\u091d\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f, \u092f\u0939 \u091c\u093e\u0928\u0928\u093e \u091c\u093c\u0930\u0942\u0930\u0940 \u0939\u0948 \u0915\u093f \u0935\u0947 \u0915\u0948\u0938\u0947 \u0915\u093e\u092e \u0915\u0930\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 \u0906\u092a\u0915\u094b \u0915\u093f\u0928 \u092e\u0941\u0916\u094d\u092f \u092a\u0939\u0932\u0941\u0913\u0902 \u092a\u0930 \u0927\u094d\u092f\u093e\u0928 \u0926\u0947\u0928\u093e \u091a\u093e\u0939\u093f\u090f\u0964 \u092f\u0939 \u0915\u0947\u0935\u0932 \u090f\u0915 \u092a\u094d\u0932\u093e\u0938\u094d\u091f\u093f\u0915 \u0915\u093e\u0930\u094d\u0921 \u0928\u0939\u0940\u0902 \u0939\u0948, \u092c\u0932\u094d\u0915\u093f \u090f\u0915 \u0910\u0938\u093e \u0909\u092a\u0915\u0930\u0923 \u0939\u0948 \u091c\u094b \u0906\u092a\u0915\u0947 \u0916\u0930\u094d\u091a\u094b\u0902 \u0915\u094b \u0930\u093f\u0935\u0949\u0930\u094d\u0921 \u092e\u0947\u0902 \u092c\u0926\u0932 \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/p>\n<h3>Travel Credit Card \u0915\u0947 \u092a\u094d\u0930\u0915\u093e\u0930<\/h3>\n<p>\u092e\u0941\u0916\u094d\u092f \u0930\u0942\u092a \u0938\u0947 Travel Credit Card \u0924\u0940\u0928 \u092a\u094d\u0930\u0915\u093e\u0930 \u0915\u0947 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902:<\/p>\n<ul>\n<li><strong>Airline-Branded Cards:<\/strong> \u092f\u0947 \u0915\u093e\u0930\u094d\u0921 \u0915\u093f\u0938\u0940 \u0935\u093f\u0936\u093f\u0937\u094d\u091f Airline (\u091c\u0948\u0938\u0947 Vistara, IndiGo, Air India) \u0915\u0947 \u0938\u093e\u0925 \u0938\u093e\u091d\u0947\u0926\u093e\u0930\u0940 \u092e\u0947\u0902 \u091c\u093e\u0930\u0940 \u0915\u093f\u090f \u091c\u093e\u0924\u0947 \u0939\u0948\u0902\u0964 \u0907\u0928\u0938\u0947 \u0916\u0930\u094d\u091a \u0915\u0930\u0928\u0947 \u092a\u0930 \u0906\u092a\u0915\u094b \u0909\u0938 Airline \u0915\u0947 Frequent Flyer Program \u092e\u0947\u0902 Miles \u092e\u093f\u0932\u0924\u0947 \u0939\u0948\u0902\u0964 \u0907\u0928 Miles \u0915\u093e \u0909\u092a\u092f\u094b\u0917 Free Flights, Upgrades \u092f\u093e \u0905\u0928\u094d\u092f Airline services \u0915\u0947 \u0932\u093f\u090f \u0915\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f, \u090f\u0915 Vistara Credit Card \u0906\u092a\u0915\u094b Club Vistara Points \u0926\u0947\u0917\u093e\u0964<\/li>\n<li><strong>Hotel-Branded Cards:<\/strong> \u092f\u0947 \u0915\u093e\u0930\u094d\u0921 \u0915\u093f\u0938\u0940 \u0935\u093f\u0936\u093f\u0937\u094d\u091f Hotel Chain (\u091c\u0948\u0938\u0947 Marriott, Hilton, Taj) \u0915\u0947 \u0938\u093e\u0925 \u0938\u0902\u092c\u0926\u094d\u0927 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902\u0964 \u0907\u0928 \u092a\u0930 \u0916\u0930\u094d\u091a \u0915\u0930\u0928\u0947 \u0938\u0947 \u0906\u092a\u0915\u094b Hotel Loyalty Program \u092e\u0947\u0902 Points \u092e\u093f\u0932\u0924\u0947 \u0939\u0948\u0902, \u091c\u093f\u0928\u0915\u093e \u0909\u092a\u092f\u094b\u0917 Free Hotel Stays, Room Upgrades \u092f\u093e \u0905\u0928\u094d\u092f Hotel benefits \u0915\u0947 \u0932\u093f\u090f \u0915\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/li>\n<li><strong>General Travel Rewards Cards:<\/strong> \u092f\u0947 \u0915\u093e\u0930\u094d\u0921 \u0915\u093f\u0938\u0940 \u0935\u093f\u0936\u093f\u0937\u094d\u091f Airline \u092f\u093e Hotel \u0938\u0947 \u092c\u0902\u0927\u0947 \u0928\u0939\u0940\u0902 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902\u0964 \u092f\u0947 \u0906\u092a\u0915\u094b \u0910\u0938\u0947 Flexible Points \u092f\u093e Cash Back \u0926\u0947\u0924\u0947 \u0939\u0948\u0902 \u091c\u093f\u0928\u094d\u0939\u0947\u0902 \u0906\u092a \u0915\u093f\u0938\u0940 \u092d\u0940 Airline, Hotel \u092f\u093e Travel Agency \u092a\u0930 \u0909\u092a\u092f\u094b\u0917 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u092f\u0947 \u0909\u0928 \u092f\u093e\u0924\u094d\u0930\u093f\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0905\u091a\u094d\u091b\u0947 \u0939\u0948\u0902 \u091c\u094b \u0935\u093f\u092d\u093f\u0928\u094d\u0928 Airlines \u0914\u0930 Hotels \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 flexibility \u092a\u0938\u0902\u0926 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964 \u0907\u0928 \u0915\u093e\u0930\u094d\u0921\u094d\u0938 \u0938\u0947 \u0906\u092e\u0924\u094c\u0930 \u092a\u0930 \u0906\u092a\u0915\u094b Travel Portal \u092f\u093e Travel Partners \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 Booking \u0915\u0930\u0928\u0947 \u092a\u0930 \u0905\u0927\u093f\u0915 \u092a\u0949\u0907\u0902\u091f\u094d\u0938 \u092e\u093f\u0932\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n<\/ul>\n<h3>\u0930\u093f\u0935\u0949\u0930\u094d\u0921 \u092a\u0949\u0907\u0902\u091f\u094d\u0938 \u0914\u0930 \u092e\u093e\u0907\u0932\u094d\u0938 \u0915\u094b \u0938\u092e\u091d\u0928\u093e<\/h3>\n<ul>\n<li><strong>\u0930\u093f\u0935\u0949\u0930\u094d\u0921 \u092a\u0949\u0907\u0902\u091f\u094d\u0938:<\/strong> \u0905\u0927\u093f\u0915\u093e\u0902\u0936 Travel Credit Card \u0916\u0930\u094d\u091a \u0915\u093f\u090f \u0917\u090f \u092a\u094d\u0930\u0924\u094d\u092f\u0947\u0915 \u0930\u0941\u092a\u092f\u0947 \u092a\u0930 \u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0938\u0902\u0916\u094d\u092f\u093e \u092e\u0947\u0902 \u0930\u093f\u0935\u0949\u0930\u094d\u0921 \u092a\u0949\u0907\u0902\u091f\u094d\u0938 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964 \u092f\u0947 \u092a\u0949\u0907\u0902\u091f\u094d\u0938 \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u0924\u0930\u0940\u0915\u094b\u0902 \u0938\u0947 \u0930\u093f\u0921\u0940\u092e \u0915\u093f\u090f \u091c\u093e \u0938\u0915\u0924\u0947 \u0939\u0948\u0902, \u091c\u0948\u0938\u0947 Flight Booking, Hotel Booking, Merchandise, \u092f\u093e Cash Back\u0964 \u0915\u0941\u091b \u0915\u093e\u0930\u094d\u0921\u094d\u0938 Travel \u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u0916\u0930\u094d\u091a\u094b\u0902 (\u091c\u0948\u0938\u0947 Airline Ticket purchase \u092f\u093e Hotel Stay) \u092a\u0930 \u0905\u0927\u093f\u0915 \u092a\u0949\u0907\u0902\u091f\u094d\u0938 \u0926\u0947\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n<li><strong>\u090f\u092f\u0930\u0932\u093e\u0907\u0928 \u092e\u093e\u0907\u0932\u094d\u0938:<\/strong> Airline-branded cards \u0935\u093f\u0936\u0947\u0937 \u0930\u0942\u092a \u0938\u0947 Air Miles \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964 \u092f\u0947 Miles \u0938\u0940\u0927\u0947 Airline \u0915\u0947 Frequent Flyer Program \u092e\u0947\u0902 \u091c\u092e\u093e \u0939\u094b\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 \u0907\u0928\u0915\u093e \u0909\u092a\u092f\u094b\u0917 Free Flights, Seat Upgrades \u092f\u093e Lounge Access \u0915\u0947 \u0932\u093f\u090f \u0915\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964 Miles \u0915\u0940 \u0935\u0948\u0932\u094d\u092f\u0942 \u0905\u0915\u094d\u0938\u0930 \u0909\u0928\u0915\u0947 \u092a\u094d\u0930\u0915\u093e\u0930 \u0914\u0930 \u0906\u092a \u0909\u0928\u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0948\u0938\u0947 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u0907\u0938 \u092a\u0930 \u0928\u093f\u0930\u094d\u092d\u0930 \u0915\u0930\u0924\u0940 \u0939\u0948\u0964<\/li>\n<\/ul>\n<h3>\u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u0936\u0941\u0932\u094d\u0915 \u0914\u0930 \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u0947\u0902<\/h3>\n<p>Travel Credit Card \u0905\u0915\u094d\u0938\u0930 \u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u0936\u0941\u0932\u094d\u0915 (Annual Fees) \u0915\u0947 \u0938\u093e\u0925 \u0906\u0924\u0947 \u0939\u0948\u0902, \u091c\u094b \u0915\u0941\u091b \u0939\u091c\u093c\u093e\u0930 \u0938\u0947 \u0932\u0947\u0915\u0930 \u0915\u0908 \u0939\u091c\u093c\u093e\u0930 \u0930\u0941\u092a\u092f\u0947 \u0924\u0915 \u0939\u094b \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0909\u091a\u094d\u091a \u0936\u0941\u0932\u094d\u0915 \u0935\u093e\u0932\u0947 \u0915\u093e\u0930\u094d\u0921 \u0906\u092e\u0924\u094c\u0930 \u092a\u0930 \u0905\u0927\u093f\u0915 \u092a\u094d\u0930\u0940\u092e\u093f\u092f\u092e \u0932\u093e\u092d \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u091c\u0948\u0938\u0947 \u0905\u0938\u0940\u092e\u093f\u0924 Lounge Access \u092f\u093e \u0909\u091a\u094d\u091a Travel Insurance Coverage\u0964 \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u0947\u0902 \u092d\u0940 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0939\u0948\u0902; \u092f\u0926\u093f \u0906\u092a \u0905\u092a\u0928\u0940 \u092c\u0915\u093e\u092f\u093e \u0930\u093e\u0936\u093f \u0915\u093e \u092d\u0941\u0917\u0924\u093e\u0928 \u0938\u092e\u092f \u092a\u0930 \u0928\u0939\u0940\u0902 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u0909\u091a\u094d\u091a \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u0947\u0902 \u0906\u092a\u0915\u0947 \u0932\u093f\u090f \u092e\u0939\u0902\u0917\u0940 \u092a\u0921\u093c \u0938\u0915\u0924\u0940 \u0939\u0948\u0902\u0964 \u0939\u092e\u0947\u0936\u093e \u092c\u094d\u092f\u093e\u091c-\u092e\u0941\u0915\u094d\u0924 \u0905\u0935\u0927\u093f (Interest-Free Period) \u0915\u093e \u0905\u0927\u093f\u0915\u0924\u092e \u0932\u093e\u092d \u0909\u0920\u093e\u090f\u0902 \u0914\u0930 \u0926\u0947\u092f \u0924\u093f\u0925\u093f (Due Date) \u0924\u0915 \u092a\u0942\u0930\u0940 \u0930\u093e\u0936\u093f \u0915\u093e \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0930\u0947\u0902\u0964<\/p>\n<h2 id=\"section-2\">\u0932\u093e\u092d \u0914\u0930 \u0915\u092e\u093f\u092f\u093e\u0902: \u0915\u094d\u092f\u093e Travel Credit Card \u0906\u092a\u0915\u0947 \u0932\u093f\u090f \u0938\u0939\u0940 \u0939\u0948?<\/h2>\n<p>\u0915\u093f\u0938\u0940 \u092d\u0940 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0909\u0924\u094d\u092a\u093e\u0926 \u0915\u0940 \u0924\u0930\u0939, Travel Credit Card \u0915\u0947 \u092d\u0940 \u0905\u092a\u0928\u0947 \u092b\u093e\u092f\u0926\u0947 \u0914\u0930 \u0928\u0941\u0915\u0938\u093e\u0928 \u0939\u0948\u0902\u0964 \u0907\u0928\u094d\u0939\u0947\u0902 \u0938\u092e\u091d\u0928\u093e \u0906\u092a\u0915\u094b \u090f\u0915 \u0938\u0942\u091a\u093f\u0924 \u0928\u093f\u0930\u094d\u0923\u092f \u0932\u0947\u0928\u0947 \u092e\u0947\u0902 \u092e\u0926\u0926 \u0915\u0930\u0947\u0917\u093e\u0964<\/p>\n<h3>Travel Credit Card \u0915\u0947 \u092b\u093e\u092f\u0926\u0947 (Benefits)<\/h3>\n<table border=\"1\">\n<thead>\n<tr>\n<th>\u0932\u093e\u092d<\/th>\n<th>\u0935\u093f\u0935\u0930\u0923<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>\u0930\u093f\u0935\u0949\u0930\u094d\u0921\u094d\u0938 \u0914\u0930 \u092c\u094b\u0928\u0938<\/strong><\/td>\n<td>Sign-up Bonus, Welcome Bonus, \u0914\u0930 \u092a\u094d\u0930\u0924\u094d\u092f\u0947\u0915 \u0916\u0930\u094d\u091a \u092a\u0930 Points \u092f\u093e Miles \u0915\u092e\u093e\u090f\u0902, \u091c\u093f\u0928\u0915\u093e \u0909\u092a\u092f\u094b\u0917 Free Flights, Hotels, \u092f\u093e Upgrades \u0915\u0947 \u0932\u093f\u090f \u0915\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/td>\n<\/tr>\n<tr>\n<td><strong>\u0932ounge Access<\/strong><\/td>\n<td>\u0926\u0947\u0936 \u0914\u0930 \u0935\u093f\u0926\u0947\u0936 \u0915\u0947 Airports \u092a\u0930 Domestic \u0914\u0930 International Lounges \u092e\u0947\u0902 \u092e\u0941\u092b\u094d\u0924 \u092f\u093e \u0930\u093f\u092f\u093e\u092f\u0924\u0940 \u092a\u094d\u0930\u0935\u0947\u0936, \u091c\u094b \u0906\u092a\u0915\u0947 Layover \u0915\u094b \u0906\u0930\u093e\u092e\u0926\u093e\u092f\u0915 \u092c\u0928\u093e\u0924\u093e \u0939\u0948\u0964<\/td>\n<\/tr>\n<tr>\n<td><strong>Travel Insurance<\/strong><\/td>\n<td>Flight Delay, Baggage Loss, Trip Cancellation, \u092f\u093e Medical Emergency \u091c\u0948\u0938\u0940 \u0938\u094d\u0925\u093f\u0924\u093f\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0915\u0935\u0930\u0947\u091c\u0964<\/td>\n<\/tr>\n<tr>\n<td><strong>Forex Markup Fees \u092e\u0947\u0902 \u0915\u092e\u0940<\/strong><\/td>\n<td>International Transactions \u092a\u0930 \u0932\u0917\u0928\u0947 \u0935\u093e\u0932\u0947 Foreign Exchange Markup Fees \u0915\u092e \u092f\u093e \u0936\u0942\u0928\u094d\u092f \u0939\u094b\u0924\u0947 \u0939\u0948\u0902, \u091c\u093f\u0938\u0938\u0947 \u0935\u093f\u0926\u0947\u0936 \u092e\u0947\u0902 \u0916\u0930\u094d\u091a \u0915\u0930\u0928\u093e \u0938\u0938\u094d\u0924\u093e \u092a\u0921\u093c\u0924\u093e \u0939\u0948\u0964<\/td>\n<\/tr>\n<tr>\n<td><strong>\u0935\u093f\u0936\u0947\u0937 \u091b\u0942\u091f \u0914\u0930 \u0921\u0940\u0932\u094d\u0938<\/strong><\/td>\n<td>Partner Airlines, Hotels, Car Rental services \u0914\u0930 Travel Agencies \u092a\u0930 \u090f\u0915\u094d\u0938\u0915\u094d\u0932\u0942\u0938\u093f\u0935 Discount \u0914\u0930 Offers\u0964<\/td>\n<\/tr>\n<tr>\n<td><strong>\u092a\u094d\u0930\u093e\u0925\u092e\u093f\u0915\u0924\u093e \u0938\u0947\u0935\u093e\u090f\u0902<\/strong><\/td>\n<td>Priority Check-in, Baggage Handling, \u0914\u0930 Concierge services \u091c\u0948\u0938\u0940 \u0938\u0941\u0935\u093f\u0927\u093e\u090f\u0902\u0964<\/td>\n<\/tr>\n<tr>\n<td><strong>\u0908\u0902\u0927\u0928 \u0905\u0927\u093f\u092d\u093e\u0930 \u092e\u093e\u092b\u0940<\/strong><\/td>\n<td>\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0908\u0902\u0927\u0928 \u0938\u094d\u091f\u0947\u0936\u0928\u094b\u0902 \u092a\u0930 Fuel Surcharge Waiver, \u091c\u093f\u0938\u0938\u0947 \u091b\u094b\u091f\u0940-\u092e\u094b\u091f\u0940 \u092c\u091a\u0924 \u0939\u094b\u0924\u0940 \u0939\u0948\u0964<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3>Travel Credit Card \u0915\u0940 \u0915\u092e\u093f\u092f\u093e\u0902 (Drawbacks)<\/h3>\n<ul>\n<li><strong>\u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u0936\u0941\u0932\u094d\u0915 (Annual Fees):<\/strong> \u0915\u0908 \u092a\u094d\u0930\u0940\u092e\u093f\u092f\u092e Travel Credit Card \u0909\u091a\u094d\u091a \u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u0936\u0941\u0932\u094d\u0915 \u0915\u0947 \u0938\u093e\u0925 \u0906\u0924\u0947 \u0939\u0948\u0902\u0964 \u092f\u0926\u093f \u0906\u092a \u0915\u093e\u0930\u094d\u0921 \u0915\u0947 \u0932\u093e\u092d\u094b\u0902 \u0915\u093e \u092a\u0942\u0930\u0940 \u0924\u0930\u0939 \u0938\u0947 \u0909\u092a\u092f\u094b\u0917 \u0928\u0939\u0940\u0902 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u092f\u0939 \u090f\u0915 \u0905\u0928\u093e\u0935\u0936\u094d\u092f\u0915 \u0916\u0930\u094d\u091a \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/li>\n<li><strong>\u092c\u094d\u092f\u093e\u091c \u0926\u0930\u0947\u0902:<\/strong> \u092f\u0926\u093f \u0906\u092a \u0905\u092a\u0928\u0940 \u092a\u0942\u0930\u0940 \u092c\u0915\u093e\u092f\u093e \u0930\u093e\u0936\u093f \u0915\u093e \u092d\u0941\u0917\u0924\u093e\u0928 \u0938\u092e\u092f \u092a\u0930 \u0928\u0939\u0940\u0902 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u0909\u091a\u094d\u091a \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u0947\u0902 \u0906\u092a\u0915\u0947 \u0932\u093f\u090f \u092e\u0939\u0902\u0917\u0940 \u092a\u0921\u093c \u0938\u0915\u0924\u0940 \u0939\u0948\u0902\u0964<\/li>\n<li><strong>\u0909\u091a\u094d\u091a \u0916\u0930\u094d\u091a \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e:<\/strong> \u0915\u0908 \u0915\u093e\u0930\u094d\u0921\u094d\u0938 \u0905\u092a\u0928\u0947 \u0905\u0927\u093f\u0915\u0924\u092e \u0932\u093e\u092d\u094b\u0902 \u0915\u094b \u0905\u0928\u0932\u0949\u0915 \u0915\u0930\u0928\u0947 \u092f\u093e \u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u0936\u0941\u0932\u094d\u0915 \u092e\u093e\u092b\u0940 \u0915\u0947 \u0932\u093f\u090f \u090f\u0915 \u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u0916\u0930\u094d\u091a \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0930\u0916\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n<li><strong>\u0930\u093f\u0935\u0949\u0930\u094d\u0921\u094d\u0938 \u0915\u0940 \u091c\u091f\u093f\u0932\u0924\u093e:<\/strong> \u0930\u093f\u0935\u0949\u0930\u094d\u0921 \u0938\u094d\u091f\u094d\u0930\u0915\u094d\u091a\u0930 \u0914\u0930 \u0930\u093f\u0921\u0947\u092e\u094d\u092a\u0936\u0928 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0915\u092d\u0940-\u0915\u092d\u0940 \u091c\u091f\u093f\u0932 \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 \u0906\u092a\u0915\u094b \u0905\u092a\u0928\u0940 \u0915\u092e\u093e\u0908 \u0915\u093e \u0905\u0927\u093f\u0915\u0924\u092e \u0932\u093e\u092d \u0909\u0920\u093e\u0928\u0947 \u092e\u0947\u0902 \u0915\u0920\u093f\u0928\u093e\u0908 \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948\u0964<\/li>\n<li><strong>\u092c\u0902\u0926\u093f\u0936\u0947\u0902 (Restrictions):<\/strong> \u0915\u0941\u091b Airline \u092f\u093e Hotel-branded cards \u0906\u092a\u0915\u094b \u0915\u0947\u0935\u0932 \u090f\u0915 \u0935\u093f\u0936\u093f\u0937\u094d\u091f \u092c\u094d\u0930\u093e\u0902\u0921 \u0924\u0915 \u0939\u0940 \u0938\u0940\u092e\u093f\u0924 \u0930\u0916 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902, \u091c\u093f\u0938\u0938\u0947 \u0906\u092a\u0915\u0940 Travel Flexibility \u0915\u092e \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948\u0964<\/li>\n<\/ul>\n<h2 id=\"section-3\">\u0938\u094d\u091f\u0947\u092a-\u092c\u093e\u092f-\u0938\u094d\u091f\u0947\u092a \u0917\u093e\u0907\u0921: \u0938\u0939\u0940 Travel Credit Card \u0915\u0948\u0938\u0947 \u091a\u0941\u0928\u0947\u0902?<\/h2>\n<p>\u0938\u0939\u0940 Travel Credit Card \u0915\u093e \u091a\u0941\u0928\u093e\u0935 \u0915\u0930\u0928\u093e \u0906\u092a\u0915\u0940 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u092f\u093e\u0924\u094d\u0930\u093e \u0906\u0926\u0924\u094b\u0902 \u0914\u0930 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0932\u0915\u094d\u0937\u094d\u092f\u094b\u0902 \u092a\u0930 \u0928\u093f\u0930\u094d\u092d\u0930 \u0915\u0930\u0924\u093e \u0939\u0948\u0964 \u092f\u0939 \u090f\u0915 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0928\u093f\u0930\u094d\u0923\u092f \u0939\u0948, \u0907\u0938\u0932\u093f\u090f \u0907\u0928 \u0938\u094d\u091f\u0947\u092a\u094d\u0938 \u0915\u093e \u092a\u093e\u0932\u0928 \u0915\u0930\u0947\u0902:<\/p>\n<h3>1. \u0905\u092a\u0928\u0940 \u092f\u093e\u0924\u094d\u0930\u093e \u0915\u0940 \u0906\u0926\u0924\u094b\u0902 \u0915\u094b \u0938\u092e\u091d\u0947\u0902<\/h3>\n<ul>\n<li><strong>\u0906\u092a \u0915\u093f\u0924\u0928\u0940 \u092c\u093e\u0930 Travel \u0915\u0930\u0924\u0947 \u0939\u0948\u0902?<\/strong> \u092f\u0926\u093f \u0906\u092a \u0905\u0915\u094d\u0938\u0930 \u092f\u093e\u0924\u094d\u0930\u093e \u0915\u0930\u0924\u0947 \u0939\u0948\u0902 (\u092e\u0939\u0940\u0928\u0947 \u092e\u0947\u0902 \u090f\u0915 \u092f\u093e \u0926\u094b \u092c\u093e\u0930), \u0924\u094b \u090f\u0915 \u092a\u094d\u0930\u0940\u092e\u093f\u092f\u092e \u0915\u093e\u0930\u094d\u0921 \u091c\u093f\u0938\u0915\u0947 \u0909\u091a\u094d\u091a \u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u0936\u0941\u0932\u094d\u0915 \u0939\u0948\u0902, \u0935\u0939 \u0906\u092a\u0915\u0947 \u0932\u093f\u090f \u092b\u093e\u092f\u0926\u0947\u092e\u0902\u0926 \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u092f\u0926\u093f \u0906\u092a \u0938\u093e\u0932 \u092e\u0947\u0902 \u0915\u0947\u0935\u0932 2-3 \u092c\u093e\u0930 Travel \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u0915\u092e \u0936\u0941\u0932\u094d\u0915 \u0935\u093e\u0932\u093e \u092f\u093e \u092c\u093f\u0928\u093e \u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u0936\u0941\u0932\u094d\u0915 \u0935\u093e\u0932\u093e \u0915\u093e\u0930\u094d\u0921 \u092c\u0947\u0939\u0924\u0930 \u0930\u0939\u0947\u0917\u093e\u0964<\/li>\n<li><strong>\u0906\u092a \u0915\u0939\u093e\u0902 Travel \u0915\u0930\u0924\u0947 \u0939\u0948\u0902?<\/strong> \u0915\u094d\u092f\u093e \u0906\u092a Domestic Travel \u0915\u0930\u0924\u0947 \u0939\u0948\u0902 \u092f\u093e International Travel? International Travelers \u0915\u0947 \u0932\u093f\u090f \u0915\u092e Foreign Exchange Markup \u0935\u093e\u0932\u0947 \u0915\u093e\u0930\u094d\u0921 \u092f\u093e Free Lounge Access \u0935\u093e\u0932\u0947 \u0915\u093e\u0930\u094d\u0921 \u0905\u0927\u093f\u0915 \u0909\u092a\u092f\u094b\u0917\u0940 \u0939\u094b\u0902\u0917\u0947\u0964<\/li>\n<li><strong>\u0906\u092a\u0915\u0940 \u092a\u0938\u0902\u0926\u0940\u0926\u093e Airline \u092f\u093e Hotel \u0915\u094d\u092f\u093e \u0939\u0948?<\/strong> \u092f\u0926\u093f \u0906\u092a \u0915\u093f\u0938\u0940 \u0935\u093f\u0936\u0947\u0937 Airline \u092f\u093e Hotel Chain \u0915\u0947 \u092a\u094d\u0930\u0924\u093f \u0935\u092b\u093e\u0926\u093e\u0930 \u0939\u0948\u0902, \u0924\u094b \u0909\u0928\u0915\u0947 Co-branded Credit Card \u0906\u092a\u0915\u094b \u0905\u0927\u093f\u0915\u0924\u092e \u0932\u093e\u092d \u0926\u0947\u0902\u0917\u0947\u0964<\/li>\n<li><strong>\u0906\u092a \u0915\u093f\u0938 \u092a\u094d\u0930\u0915\u093e\u0930 \u0915\u093e Travel \u092a\u0938\u0902\u0926 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902?<\/strong> Business Travel, Luxury Travel, Solo Travel, Family Trip, \u092f\u093e Adventure Travel \u2013 \u0939\u0930 \u092a\u094d\u0930\u0915\u093e\u0930 \u0915\u0940 \u092f\u093e\u0924\u094d\u0930\u093e \u0915\u0947 \u0932\u093f\u090f \u0905\u0932\u0917-\u0905\u0932\u0917 \u0915\u093e\u0930\u094d\u0921 \u0905\u0927\u093f\u0915 \u0909\u092a\u092f\u0941\u0915\u094d\u0924 \u0939\u094b \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n<\/ul>\n<h3>2. \u0915\u093e\u0930\u094d\u0921 \u0915\u0947 \u0932\u093e\u092d\u094b\u0902 \u0914\u0930 \u0936\u0941\u0932\u094d\u0915 \u0915\u0940 \u0924\u0941\u0932\u0928\u093e \u0915\u0930\u0947\u0902<\/h3>\n<ul>\n<li><strong>\u0930\u093f\u0935\u0949\u0930\u094d\u0921 \u0926\u0930\u0947\u0902:<\/strong> \u0926\u0947\u0916\u0947\u0902 \u0915\u093f \u0915\u093e\u0930\u094d\u0921 \u0906\u092a\u0915\u094b \u0938\u093e\u092e\u093e\u0928\u094d\u092f \u0916\u0930\u094d\u091a\u094b\u0902 \u0914\u0930 Travel \u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u0916\u0930\u094d\u091a\u094b\u0902 \u092a\u0930 \u0915\u093f\u0924\u0928\u0947 \u092a\u0949\u0907\u0902\u091f\u094d\u0938 \u092f\u093e Miles \u0926\u0947\u0924\u093e \u0939\u0948\u0964<\/li>\n<li><strong>\u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u0936\u0941\u0932\u094d\u0915:<\/strong> \u0915\u094d\u092f\u093e \u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u0936\u0941\u0932\u094d\u0915 \u0915\u093e\u0930\u094d\u0921 \u0926\u094d\u0935\u093e\u0930\u093e \u0926\u093f\u090f \u091c\u093e \u0930\u0939\u0947 \u0932\u093e\u092d\u094b\u0902 \u0915\u094b \u0938\u0939\u0940 \u0920\u0939\u0930\u093e\u0924\u093e \u0939\u0948? \u0915\u094d\u092f\u093e \u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u0936\u0941\u0932\u094d\u0915 \u092e\u093e\u092b\u0940 \u0915\u0940 \u0915\u094b\u0908 \u0936\u0930\u094d\u0924 \u0939\u0948 (\u091c\u0948\u0938\u0947 \u090f\u0915 \u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0930\u093e\u0936\u093f \u0916\u0930\u094d\u091a \u0915\u0930\u0928\u093e)?<\/li>\n<li><strong>Sign-up Bonus:<\/strong> \u090f\u0915 \u0906\u0915\u0930\u094d\u0937\u0915 Sign-up Bonus \u0906\u092a\u0915\u0940 \u092f\u093e\u0924\u094d\u0930\u093e \u0915\u094b \u0905\u091a\u094d\u091b\u0940 \u0936\u0941\u0930\u0941\u0906\u0924 \u0926\u0947 \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u092c\u094b\u0928\u0938 \u0915\u0940 \u0936\u0930\u094d\u0924\u094b\u0902 \u0915\u094b \u0927\u094d\u092f\u093e\u0928 \u0938\u0947 \u092a\u0922\u093c\u0947\u0902\u0964<\/li>\n<li><strong>Travel Benefits:<\/strong> Lounge Access, Travel Insurance, Priority Pass Membership, Concierge Services, Baggage Protection, Trip Cancellation coverage \u091c\u0948\u0938\u0947 \u0932\u093e\u092d\u094b\u0902 \u0915\u0940 \u091c\u093e\u0902\u091a \u0915\u0930\u0947\u0902\u0964<\/li>\n<li><strong>Foreign Exchange Markup:<\/strong> \u092f\u0926\u093f \u0906\u092a International Travel \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u092f\u0939 \u0938\u0941\u0935\u093f\u0927\u093e \u0905\u0924\u094d\u092f\u0902\u0924 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0939\u0948\u0964 0% \u092f\u093e \u0915\u092e Markup Fees \u0935\u093e\u0932\u0947 \u0915\u093e\u0930\u094d\u0921 \u091a\u0941\u0928\u0947\u0902\u0964<\/li>\n<li><strong>\u0905\u0928\u094d\u092f \u0938\u0941\u0935\u093f\u0927\u093e\u090f\u0902:<\/strong> Fuel Surcharge Waiver, Movie Ticket Discounts, Dining Offers \u0906\u0926\u093f \u091c\u0948\u0938\u0947 \u0905\u0928\u094d\u092f \u0932\u093e\u092d\u094b\u0902 \u0915\u094b \u092d\u0940 \u0926\u0947\u0916\u0947\u0902\u0964<\/li>\n<\/ul>\n<h3>3. \u0905\u092a\u0928\u0940 \u0916\u0930\u094d\u091a \u0915\u0930\u0928\u0947 \u0915\u0940 \u0906\u0926\u0924\u094b\u0902 \u0915\u093e \u092e\u0942\u0932\u094d\u092f\u093e\u0902\u0915\u0928 \u0915\u0930\u0947\u0902<\/h3>\n<p>\u090f\u0915 \u0910\u0938\u093e \u0915\u093e\u0930\u094d\u0921 \u091a\u0941\u0928\u0947\u0902 \u091c\u094b \u0906\u092a\u0915\u0940 \u0916\u0930\u094d\u091a \u0915\u0930\u0928\u0947 \u0915\u0940 \u0906\u0926\u0924\u094b\u0902 \u0938\u0947 \u092e\u0947\u0932 \u0916\u093e\u0924\u093e \u0939\u094b\u0964 \u092f\u0926\u093f \u0906\u092a \u092d\u094b\u091c\u0928 \u0914\u0930 \u092e\u0928\u094b\u0930\u0902\u091c\u0928 \u092a\u0930 \u0905\u0927\u093f\u0915 \u0916\u0930\u094d\u091a \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u090f\u0915 \u0910\u0938\u093e \u0915\u093e\u0930\u094d\u0921 \u091a\u0941\u0928\u0947\u0902 \u091c\u094b \u0907\u0928 \u0936\u094d\u0930\u0947\u0923\u093f\u092f\u094b\u0902 \u092a\u0930 \u0905\u0927\u093f\u0915 \u0930\u093f\u0935\u0949\u0930\u094d\u0921\u094d\u0938 \u0926\u0947\u0964 \u092f\u0926\u093f \u0906\u092a Online Shopping \u0905\u0927\u093f\u0915 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u0909\u0938 \u092a\u0930 \u0905\u0927\u093f\u0915 \u0930\u093f\u0935\u0949\u0930\u094d\u0921 \u0926\u0947\u0928\u0947 \u0935\u093e\u0932\u0947 \u0915\u093e\u0930\u094d\u0921 \u0915\u094b \u092a\u094d\u0930\u093e\u0925\u092e\u093f\u0915\u0924\u093e \u0926\u0947\u0902\u0964 Travel Credit Card \u0915\u093e \u0905\u0927\u093f\u0915\u0924\u092e \u0932\u093e\u092d \u0924\u092d\u0940 \u092e\u093f\u0932\u0924\u093e \u0939\u0948 \u091c\u092c \u0906\u092a \u0909\u0938\u0947 \u0905\u092a\u0928\u0940 \u0938\u093e\u092e\u093e\u0928\u094d\u092f \u0916\u0930\u094d\u091a \u0915\u0940 \u0906\u0926\u0924\u094b\u0902 \u092e\u0947\u0902 \u092b\u093f\u091f \u0915\u0930 \u0938\u0915\u0947\u0902\u0964<\/p>\n<h3>4. \u0928\u093f\u092f\u092e \u0914\u0930 \u0936\u0930\u094d\u0924\u094b\u0902 \u0915\u094b \u0927\u094d\u092f\u093e\u0928 \u0938\u0947 \u092a\u0922\u093c\u0947\u0902<\/h3>\n<p>\u0915\u093f\u0938\u0940 \u092d\u0940 \u0915\u093e\u0930\u094d\u0921 \u0915\u0947 \u0932\u093f\u090f \u0906\u0935\u0947\u0926\u0928 \u0915\u0930\u0928\u0947 \u0938\u0947 \u092a\u0939\u0932\u0947 \u0909\u0938\u0915\u0947 \u0928\u093f\u092f\u092e \u0914\u0930 \u0936\u0930\u094d\u0924\u094b\u0902 (Terms and Conditions) \u0915\u094b \u0927\u094d\u092f\u093e\u0928 \u0938\u0947 \u092a\u0922\u093c\u0947\u0902\u0964 \u0930\u093f\u0935\u0949\u0930\u094d\u0921\u094d\u0938 \u0915\u0948\u0938\u0947 \u0905\u0930\u094d\u091c\u093f\u0924 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902, \u0915\u0948\u0938\u0947 \u0930\u093f\u0921\u0940\u092e \u0939\u094b\u0924\u0947 \u0939\u0948\u0902, \u0915\u094d\u092f\u093e \u0915\u094b\u0908 \u090f\u0915\u094d\u0938\u092a\u093e\u092f\u0930\u0940 \u0921\u0947\u091f \u0939\u0948, \u0914\u0930 \u0915\u094d\u092f\u093e \u0915\u094b\u0908 \u091b\u093f\u092a\u0947 \u0939\u0941\u090f \u0936\u0941\u0932\u094d\u0915 \u0939\u0948\u0902, \u092f\u0939 \u0938\u092e\u091d\u0928\u093e \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0939\u0948\u0964<\/p>\n<h2 id=\"section-4\">\u0938\u0930\u094d\u0935\u094b\u0924\u094d\u0924\u092e \u0905\u092d\u094d\u092f\u093e\u0938: \u0905\u092a\u0928\u0947 Travel Credit Card \u0915\u093e \u0905\u0927\u093f\u0915\u0924\u092e \u0932\u093e\u092d \u0909\u0920\u093e\u090f\u0902<\/h2>\n<p>\u0938\u093f\u0930\u094d\u092b \u090f\u0915 Travel Credit Card \u0939\u094b\u0928\u093e \u092a\u0930\u094d\u092f\u093e\u092a\u094d\u0924 \u0928\u0939\u0940\u0902 \u0939\u0948; \u0906\u092a\u0915\u094b \u092f\u0939 \u092d\u0940 \u091c\u093e\u0928\u0928\u093e \u0939\u094b\u0917\u093e \u0915\u093f \u0909\u0938\u0938\u0947 \u0905\u0927\u093f\u0915\u0924\u092e \u0932\u093e\u092d \u0915\u0948\u0938\u0947 \u0909\u0920\u093e\u092f\u093e \u091c\u093e\u090f\u0964 \u0907\u0928 \u0938\u0930\u094d\u0935\u094b\u0924\u094d\u0924\u092e \u0905\u092d\u094d\u092f\u093e\u0938\u094b\u0902 \u0915\u093e \u092a\u093e\u0932\u0928 \u0915\u0930\u0947\u0902:<\/p>\n<h3>1. \u0930\u093f\u0935\u0949\u0930\u094d\u0921 \u092a\u0949\u0907\u0902\u091f\u094d\u0938 \u0914\u0930 \u092e\u093e\u0907\u0932\u094d\u0938 \u0915\u094b \u0905\u0927\u093f\u0915\u0924\u092e \u0915\u0930\u0947\u0902<\/h3>\n<ul>\n<li><strong>\u092c\u094b\u0928\u0938 \u0936\u094d\u0930\u0947\u0923\u093f\u092f\u094b\u0902 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0947\u0902:<\/strong> \u0915\u0908 \u0915\u093e\u0930\u094d\u0921 \u0935\u093f\u0936\u093f\u0937\u094d\u091f \u0936\u094d\u0930\u0947\u0923\u093f\u092f\u094b\u0902 (\u091c\u0948\u0938\u0947 Travel Booking, Dining, Groceries) \u092a\u0930 \u0905\u0927\u093f\u0915 \u0930\u093f\u0935\u0949\u0930\u094d\u0921\u094d\u0938 \u0926\u0947\u0924\u0947 \u0939\u0948\u0902\u0964 \u0907\u0928 \u0936\u094d\u0930\u0947\u0923\u093f\u092f\u094b\u0902 \u092e\u0947\u0902 \u0905\u092a\u0928\u0947 \u0916\u0930\u094d\u091a\u094b\u0902 \u0915\u094b \u0915\u0947\u0902\u0926\u094d\u0930\u093f\u0924 \u0915\u0930\u0947\u0902\u0964<\/li>\n<li><strong>Sign-up Bonus \u0915\u093e \u0932\u093e\u092d \u0909\u0920\u093e\u090f\u0902:<\/strong> \u0915\u093e\u0930\u094d\u0921 \u0915\u0947 \u0938\u093e\u0925 \u092e\u093f\u0932\u0928\u0947 \u0935\u093e\u0932\u0947 Welcome Bonus \u0915\u094b \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u092a\u094d\u0930\u093e\u0930\u0902\u092d\u093f\u0915 \u0916\u0930\u094d\u091a \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e\u0913\u0902 \u0915\u094b \u092a\u0942\u0930\u093e \u0915\u0930\u0947\u0902\u0964 \u092f\u0939 \u0905\u0915\u094d\u0938\u0930 \u0938\u092c\u0938\u0947 \u092c\u0921\u093c\u093e \u0930\u093f\u0935\u0949\u0930\u094d\u0921 \u0939\u094b\u0924\u093e \u0939\u0948\u0964<\/li>\n<li><strong>\u092a\u094d\u0930\u092e\u094b\u0936\u0928\u0932 \u0911\u092b\u0930\u094d\u0938 \u092a\u0930 \u0927\u094d\u092f\u093e\u0928 \u0926\u0947\u0902:<\/strong> \u092c\u0948\u0902\u0915 \u0914\u0930 \u0915\u093e\u0930\u094d\u0921 \u0915\u0902\u092a\u0928\u093f\u092f\u093e\u0902 \u0938\u092e\u092f-\u0938\u092e\u092f \u092a\u0930 \u0935\u093f\u0936\u0947\u0937 \u092a\u094d\u0930\u092e\u094b\u0936\u0928\u0932 \u0911\u092b\u0930\u094d\u0938 \u091a\u0932\u093e\u0924\u0940 \u0939\u0948\u0902, \u091c\u0948\u0938\u0947 \u0921\u092c\u0932 \u092a\u0949\u0907\u0902\u091f\u094d\u0938 \u092f\u093e \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924 \u0915\u0948\u0936 \u092c\u0948\u0915\u0964 \u0907\u0928\u0915\u093e \u0932\u093e\u092d \u0909\u0920\u093e\u090f\u0902\u0964<\/li>\n<li><strong>Transfer Partners \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0947\u0902:<\/strong> \u092f\u0926\u093f \u0906\u092a\u0915\u093e \u0915\u093e\u0930\u094d\u0921 Flexible Points \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948, \u0924\u094b \u0909\u0928\u094d\u0939\u0947\u0902 Airline \u092f\u093e Hotel Partners \u0915\u094b \u091f\u094d\u0930\u093e\u0902\u0938\u092b\u0930 \u0915\u0930\u0928\u0947 \u0938\u0947 \u0905\u0915\u094d\u0938\u0930 \u0905\u0927\u093f\u0915 \u092e\u0942\u0932\u094d\u092f \u092e\u093f\u0932\u0924\u093e \u0939\u0948, \u0916\u093e\u0938\u0915\u0930 \u091c\u092c \u092a\u094d\u0930\u0940\u092e\u093f\u092f\u092e Cabin \u092e\u0947\u0902 Booking \u0915\u0930 \u0930\u0939\u0947 \u0939\u094b\u0902\u0964<\/li>\n<\/ul>\n<h3>2. \u0938\u092e\u092f \u092a\u0930 \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0930\u0947\u0902 \u0914\u0930 \u092c\u094d\u092f\u093e\u091c \u0938\u0947 \u092c\u091a\u0947\u0902<\/h3>\n<p>\u092f\u0939 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u093e\u0930\u094d\u0921 \u0915\u0947 \u0909\u092a\u092f\u094b\u0917 \u0915\u0947 \u0932\u093f\u090f \u0938\u092c\u0938\u0947 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0928\u093f\u092f\u092e \u0939\u0948\u0964 \u0905\u092a\u0928\u0940 \u092c\u0915\u093e\u092f\u093e \u0930\u093e\u0936\u093f \u0915\u093e \u092d\u0941\u0917\u0924\u093e\u0928 \u0939\u092e\u0947\u0936\u093e \u0926\u0947\u092f \u0924\u093f\u0925\u093f \u0924\u0915 \u092a\u0942\u0930\u0940 \u0924\u0930\u0939 \u0938\u0947 \u0915\u0930\u0947\u0902\u0964 \u0907\u0938\u0938\u0947 \u0906\u092a \u0909\u091a\u094d\u091a \u092c\u094d\u092f\u093e\u091c \u0936\u0941\u0932\u094d\u0915\u094b\u0902 \u0938\u0947 \u092c\u091a\u0947\u0902\u0917\u0947 \u0914\u0930 \u0905\u092a\u0928\u0947 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0938\u094d\u0915\u094b\u0930 \u0915\u094b \u092d\u0940 \u092c\u0947\u0939\u0924\u0930 \u092c\u0928\u093e\u090f \u0930\u0916\u0947\u0902\u0917\u0947\u0964 \u092c\u094d\u092f\u093e\u091c \u0936\u0941\u0932\u094d\u0915 \u0906\u092a\u0915\u0947 \u0926\u094d\u0935\u093e\u0930\u093e \u0915\u092e\u093e\u090f \u0917\u090f \u0938\u092d\u0940 \u0930\u093f\u0935\u0949\u0930\u094d\u0921\u094d\u0938 \u0915\u094b \u0916\u0924\u094d\u092e \u0915\u0930 \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/p>\n<h3>3. Travel Benefits \u0915\u093e \u0938\u0926\u0941\u092a\u092f\u094b\u0917 \u0915\u0930\u0947\u0902<\/h3>\n<ul>\n<li><strong>Lounge Access:<\/strong> \u092f\u0926\u093f \u0906\u092a\u0915\u0947 \u0915\u093e\u0930\u094d\u0921 \u092e\u0947\u0902 Lounge Access \u0939\u0948, \u0924\u094b Flight \u0915\u0947 \u0907\u0902\u0924\u091c\u093e\u0930 \u0915\u0947 \u0926\u094c\u0930\u093e\u0928 \u0907\u0938\u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0947\u0902\u0964 \u092f\u0939 \u0906\u092a\u0915\u094b \u0906\u0930\u093e\u092e\u0926\u093e\u092f\u0915 \u092e\u093e\u0939\u094c\u0932 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/li>\n<li><strong>Travel Insurance:<\/strong> \u0905\u092a\u0928\u0940 \u092f\u093e\u0924\u094d\u0930\u093e \u0915\u0940 \u092f\u094b\u091c\u0928\u093e \u092c\u0928\u093e\u0924\u0947 \u0938\u092e\u092f, \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0947\u0902 \u0915\u093f \u0906\u092a \u0905\u092a\u0928\u0947 \u0915\u093e\u0930\u094d\u0921 \u0915\u0947 Travel Insurance Coverage \u0915\u094b \u0938\u092e\u091d\u0924\u0947 \u0939\u0948\u0902\u0964 \u0906\u092a\u093e\u0924 \u0938\u094d\u0925\u093f\u0924\u093f \u092e\u0947\u0902 \u092f\u0939 \u092c\u0939\u0941\u0924 \u0915\u093e\u092e \u0906 \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/li>\n<li><strong>Forex Benefits:<\/strong> International Travel \u0915\u0930\u0924\u0947 \u0938\u092e\u092f, \u0915\u092e Foreign Exchange Markup \u0935\u093e\u0932\u0947 \u0915\u093e\u0930\u094d\u0921 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0947\u0902\u0964 \u092f\u0939 \u0906\u092a\u0915\u094b \u092c\u0947\u0939\u0924\u0930 Currency Exchange Rate \u0926\u093f\u0932\u093e\u090f\u0917\u093e\u0964<\/li>\n<li><strong>Hotel Benefits:<\/strong> \u092f\u0926\u093f \u0906\u092a\u0915\u0947 \u092a\u093e\u0938 Hotel-branded card \u0939\u0948, \u0924\u094b Free Night Stays, Room Upgrades, \u092f\u093e Late Check-out \u091c\u0948\u0938\u0940 \u0938\u0941\u0935\u093f\u0927\u093e\u0913\u0902 \u0915\u093e \u0932\u093e\u092d \u0909\u0920\u093e\u090f\u0902\u0964<\/li>\n<\/ul>\n<h3>4. \u0905\u092a\u0928\u0947 \u0916\u0930\u094d\u091a\u094b\u0902 \u0915\u094b \u091f\u094d\u0930\u0948\u0915 \u0915\u0930\u0947\u0902<\/h3>\n<p>\u0905\u092a\u0928\u0947 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u093e\u0930\u094d\u0921 \u0915\u0947 \u0938\u094d\u091f\u0947\u091f\u092e\u0947\u0902\u091f \u0915\u0940 \u0928\u093f\u092f\u092e\u093f\u0924 \u0930\u0942\u092a \u0938\u0947 \u0938\u092e\u0940\u0915\u094d\u0937\u093e \u0915\u0930\u0947\u0902 \u0924\u093e\u0915\u093f \u0906\u092a \u0905\u092a\u0928\u0947 \u0916\u0930\u094d\u091a\u094b\u0902 \u0915\u094b \u091f\u094d\u0930\u0948\u0915 \u0915\u0930 \u0938\u0915\u0947\u0902 \u0914\u0930 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0905\u0928\u0927\u093f\u0915\u0943\u0924 \u0932\u0947\u0928\u0926\u0947\u0928 (unauthorized transactions) \u0915\u093e \u0924\u0941\u0930\u0902\u0924 \u092a\u0924\u093e \u0932\u0917\u093e \u0938\u0915\u0947\u0902\u0964 \u092f\u0939 \u0906\u092a\u0915\u094b \u0905\u092a\u0928\u0947 Budget \u092a\u0930 \u092c\u0928\u0947 \u0930\u0939\u0928\u0947 \u092e\u0947\u0902 \u092d\u0940 \u092e\u0926\u0926 \u0915\u0930\u0947\u0917\u093e\u0964<\/p>\n<h2 id=\"section-5\">\u0938\u093e\u092e\u093e\u0928\u094d\u092f \u0917\u0932\u0924\u093f\u092f\u093e\u0901: \u091c\u093f\u0928\u0938\u0947 \u092c\u091a\u0928\u093e \u091a\u093e\u0939\u093f\u090f<\/h2>\n<p>Travel Credit Card \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0924\u0947 \u0938\u092e\u092f \u0915\u0941\u091b \u0938\u093e\u092e\u093e\u0928\u094d\u092f \u0917\u0932\u0924\u093f\u092f\u093e\u0901 \u0939\u0948\u0902 \u091c\u094b \u0906\u092a\u0915\u0947 \u0905\u0928\u0941\u092d\u0935 \u0915\u094b \u0928\u0915\u093e\u0930\u093e\u0924\u094d\u092e\u0915 \u0930\u0942\u092a \u0938\u0947 \u092a\u094d\u0930\u092d\u093e\u0935\u093f\u0924 \u0915\u0930 \u0938\u0915\u0924\u0940 \u0939\u0948\u0902\u0964 \u0907\u0928\u0938\u0947 \u092c\u091a\u0928\u093e \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0939\u0948\u0964<\/p>\n<ul>\n<li><strong>\u0928\u093f\u092f\u092e \u0914\u0930 \u0936\u0930\u094d\u0924\u0947\u0902 \u0928 \u092a\u0922\u093c\u0928\u093e:<\/strong> \u0915\u0908 \u0932\u094b\u0917 \u0915\u093e\u0930\u094d\u0921 \u0915\u0947 T&amp;C \u0915\u094b \u0927\u094d\u092f\u093e\u0928 \u0938\u0947 \u0928\u0939\u0940\u0902 \u092a\u0922\u093c\u0924\u0947, \u091c\u093f\u0938\u0938\u0947 \u0935\u0947 \u0930\u093f\u0935\u0949\u0930\u094d\u0921\u094d\u0938 \u0915\u0940 \u0938\u092e\u093e\u092a\u094d\u0924\u093f, \u091b\u093f\u092a\u0947 \u0939\u0941\u090f \u0936\u0941\u0932\u094d\u0915, \u092f\u093e \u0930\u093f\u0921\u0947\u092e\u094d\u092a\u0936\u0928 \u092a\u094d\u0930\u0924\u093f\u092c\u0902\u0927\u094b\u0902 \u0938\u0947 \u0905\u0928\u091c\u093e\u0928 \u0930\u0939\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n<li><strong>\u0913\u0935\u0930\u0938\u094d\u092a\u0947\u0902\u0921\u093f\u0902\u0917:<\/strong> \u0930\u093f\u0935\u0949\u0930\u094d\u0921\u094d\u0938 \u0915\u092e\u093e\u0928\u0947 \u0915\u0947 \u091a\u0915\u094d\u0915\u0930 \u092e\u0947\u0902 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0938\u0947 \u0905\u0927\u093f\u0915 \u0916\u0930\u094d\u091a \u0915\u0930\u0928\u093e \u090f\u0915 \u092c\u0921\u093c\u0940 \u0917\u0932\u0924\u0940 \u0939\u0948\u0964 \u0907\u0938\u0938\u0947 \u0915\u0930\u094d\u091c \u092c\u0922\u093c \u0938\u0915\u0924\u093e \u0939\u0948 \u0914\u0930 \u092c\u094d\u092f\u093e\u091c \u0936\u0941\u0932\u094d\u0915 \u092d\u093e\u0930\u0940 \u092a\u0921\u093c \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n<li><strong>\u0917\u0932\u0924 \u0915\u093e\u0930\u094d\u0921 \u0915\u093e \u091a\u0941\u0928\u093e\u0935:<\/strong> \u0905\u092a\u0928\u0940 \u092f\u093e\u0924\u094d\u0930\u093e \u0906\u0926\u0924\u094b\u0902 \u0914\u0930 \u0916\u0930\u094d\u091a \u092a\u0948\u091f\u0930\u094d\u0928 \u0938\u0947 \u092e\u0947\u0932 \u0928 \u0916\u093e\u0928\u0947 \u0935\u093e\u0932\u0947 \u0915\u093e\u0930\u094d\u0921 \u0915\u093e \u091a\u0941\u0928\u093e\u0935 \u0915\u0930\u0928\u0947 \u0938\u0947 \u0906\u092a \u0905\u0927\u093f\u0915\u0924\u092e \u0932\u093e\u092d \u0938\u0947 \u0935\u0902\u091a\u093f\u0924 \u0930\u0939 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u091c\u0948\u0938\u0947, \u092f\u0926\u093f \u0906\u092a International Travel \u0928\u0939\u0940\u0902 \u0915\u0930\u0924\u0947, \u0924\u094b 0% Forex Markup \u0935\u093e\u0932\u0947 \u0915\u093e\u0930\u094d\u0921 \u0915\u093e \u0915\u094b\u0908 \u0916\u093e\u0938 \u092b\u093e\u092f\u0926\u093e \u0928\u0939\u0940\u0902 \u0939\u094b\u0917\u093e\u0964<\/li>\n<li><strong>\u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u0936\u0941\u0932\u094d\u0915 \u0915\u094b \u0905\u0928\u0926\u0947\u0916\u093e \u0915\u0930\u0928\u093e:<\/strong> \u092f\u0926\u093f \u0906\u092a \u0915\u093e\u0930\u094d\u0921 \u0915\u0947 \u0932\u093e\u092d\u094b\u0902 \u0915\u093e \u092a\u0930\u094d\u092f\u093e\u092a\u094d\u0924 \u0909\u092a\u092f\u094b\u0917 \u0928\u0939\u0940\u0902 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u0909\u091a\u094d\u091a \u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u0936\u0941\u0932\u094d\u0915 \u090f\u0915 \u092c\u094b\u091d \u092c\u0928 \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0947\u0902 \u0915\u093f \u0932\u093e\u092d \u0936\u0941\u0932\u094d\u0915 \u0938\u0947 \u0905\u0927\u093f\u0915 \u0939\u094b\u0902\u0964<\/li>\n<li><strong>\u0930\u093f\u0935\u0949\u0930\u094d\u0921\u094d\u0938 \u0915\u094b \u0938\u092e\u092f \u092a\u0930 \u0930\u093f\u0921\u0940\u092e \u0928 \u0915\u0930\u0928\u093e:<\/strong> \u0915\u0941\u091b \u0930\u093f\u0935\u0949\u0930\u094d\u0921 \u092a\u0949\u0907\u0902\u091f\u094d\u0938 \u0915\u0940 \u090f\u0915 \u090f\u0915\u094d\u0938\u092a\u093e\u092f\u0930\u0940 \u0921\u0947\u091f \u0939\u094b\u0924\u0940 \u0939\u0948\u0964 \u0909\u0928\u094d\u0939\u0947\u0902 \u0938\u092e\u092f \u092a\u0930 \u0930\u093f\u0921\u0940\u092e \u0928 \u0915\u0930\u0928\u0947 \u092a\u0930 \u0935\u0947 \u092c\u0947\u0915\u093e\u0930 \u0939\u094b \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n<li><strong>\u0915\u094d\u0930\u0947\u0921\u093f\u091f \u092f\u0942\u091f\u093f\u0932\u093e\u0907\u091c\u0947\u0936\u0928 \u092c\u0922\u093c\u093e\u0928\u093e:<\/strong> \u0905\u092a\u0928\u0947 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0932\u093f\u092e\u093f\u091f \u0915\u093e \u090f\u0915 \u092c\u0921\u093c\u093e \u0939\u093f\u0938\u094d\u0938\u093e \u0907\u0938\u094d\u0924\u0947\u092e\u093e\u0932 \u0915\u0930\u0928\u093e \u0906\u092a\u0915\u0947 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0938\u094d\u0915\u094b\u0930 \u092a\u0930 \u0928\u0915\u093e\u0930\u093e\u0924\u094d\u092e\u0915 \u092a\u094d\u0930\u092d\u093e\u0935 \u0921\u093e\u0932 \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/li>\n<\/ul>\n<h2 id=\"section-6\">\u0935\u093f\u0936\u0947\u0937\u091c\u094d\u091e \u092f\u0941\u0915\u094d\u0924\u093f\u092f\u093e\u0901: \u0905\u092a\u0928\u0940 \u092f\u093e\u0924\u094d\u0930\u093e \u0915\u094b \u0914\u0930 \u092c\u0947\u0939\u0924\u0930 \u092c\u0928\u093e\u090f\u0902<\/h2>\n<p>\u0905\u092a\u0928\u0940 \u092f\u093e\u0924\u094d\u0930\u093e \u0915\u094b \u0905\u0927\u093f\u0915\u0924\u092e \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0915\u0941\u091b \u0935\u093f\u0936\u0947\u0937\u091c\u094d\u091e \u092f\u0941\u0915\u094d\u0924\u093f\u092f\u093e\u0901 \u092f\u0939\u093e\u0902 \u0926\u0940 \u0917\u0908 \u0939\u0948\u0902:<\/p>\n<ul>\n<li><strong>\u0915\u093e\u0930\u094d\u0921\u094d\u0938 \u0915\u093e \u0938\u0902\u092f\u094b\u091c\u0928 (Card Churning \u0928\u0939\u0940\u0902):<\/strong> \u090f\u0915 \u0938\u0947 \u0905\u0927\u093f\u0915 Travel Credit Card \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0928\u0947 \u0938\u0947 \u0906\u092a \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u0932\u093e\u092d\u094b\u0902 \u0915\u093e \u0932\u093e\u092d \u0909\u0920\u093e \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f, \u090f\u0915 \u0915\u093e\u0930\u094d\u0921 Airline Miles \u0915\u0947 \u0932\u093f\u090f \u0914\u0930 \u0926\u0942\u0938\u0930\u093e Hotel Points \u0915\u0947 \u0932\u093f\u090f\u0964 \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0947\u0902 \u0915\u093f \u0906\u092a \u0909\u0928\u094d\u0939\u0947\u0902 \u092a\u094d\u0930\u092d\u093e\u0935\u0940 \u0922\u0902\u0917 \u0938\u0947 \u092a\u094d\u0930\u092c\u0902\u0927\u093f\u0924 \u0915\u0930 \u0938\u0915\u0947\u0902\u0964<\/li>\n<li><strong>Transfer Partners \u0915\u093e \u0932\u093e\u092d \u0909\u0920\u093e\u090f\u0902:<\/strong> \u092f\u0926\u093f \u0906\u092a\u0915\u093e \u0915\u093e\u0930\u094d\u0921 Flexible Travel Points \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948, \u0924\u094b \u092f\u0939 \u0926\u0947\u0916\u0947\u0902 \u0915\u093f \u0915\u094d\u092f\u093e \u0906\u092a \u0909\u0928\u094d\u0939\u0947\u0902 Partner Airlines \u092f\u093e Hotels \u092e\u0947\u0902 \u091f\u094d\u0930\u093e\u0902\u0938\u092b\u0930 \u0915\u0930\u0915\u0947 \u0905\u0927\u093f\u0915 \u092e\u0942\u0932\u094d\u092f \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0905\u0915\u094d\u0938\u0930, 1:1 \u091f\u094d\u0930\u093e\u0902\u0938\u092b\u0930 \u0930\u0947\u0936\u093f\u092f\u094b \u0938\u0947 \u0905\u0927\u093f\u0915 \u0932\u093e\u092d \u092e\u093f\u0932\u0924\u093e \u0939\u0948, \u0916\u093e\u0938\u0915\u0930 \u092a\u094d\u0930\u0940\u092e\u093f\u092f\u092e Flight Bookings \u092f\u093e luxurious Hotel Stays \u0915\u0947 \u0932\u093f\u090f\u0964<\/li>\n<li><strong>Sign-up Bonus \u092a\u0930 \u0927\u094d\u092f\u093e\u0928 \u0926\u0947\u0902:<\/strong> \u0928\u090f \u0915\u093e\u0930\u094d\u0921\u094d\u0938 \u0905\u0915\u094d\u0938\u0930 \u092c\u0921\u093c\u0947 Sign-up Bonus \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964 \u092f\u0926\u093f \u0906\u092a \u0905\u092a\u0928\u0940 \u0916\u0930\u094d\u091a \u0915\u0940 \u0906\u0926\u0924\u094b\u0902 \u0915\u094b \u0938\u092e\u091d\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 \u092c\u094b\u0928\u0938 \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e\u0913\u0902 \u0915\u094b \u092a\u0942\u0930\u093e \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u092f\u0939 \u090f\u0915 \u0936\u093e\u0928\u0926\u093e\u0930 \u0924\u0930\u0940\u0915\u093e \u0939\u0948 \u092c\u0921\u093c\u0947 \u092a\u0948\u092e\u093e\u0928\u0947 \u092a\u0930 \u0930\u093f\u0935\u0949\u0930\u094d\u0921\u094d\u0938 \u0915\u092e\u093e\u0928\u0947 \u0915\u093e\u0964<\/li>\n<li><strong>Flight \u0914\u0930 Hotel \u0921\u0940\u0932\u094d\u0938 \u0915\u094b \u091f\u094d\u0930\u0948\u0915 \u0915\u0930\u0947\u0902:<\/strong> \u0915\u0908 Travel Credit Card \u092a\u094b\u0930\u094d\u091f\u0932\u094d\u0938 \u092f\u093e Partner websites \u092a\u0930 \u090f\u0915\u094d\u0938\u0915\u094d\u0932\u0942\u0938\u093f\u0935 Travel Deals \u0914\u0930 Discounts \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964 Fare Alert \u0938\u0947\u091f \u0915\u0930\u0947\u0902 \u0914\u0930 \u0907\u0928 \u0921\u0940\u0932\u094d\u0938 \u0915\u093e \u0932\u093e\u092d \u0909\u0920\u093e\u090f\u0902\u0964<\/li>\n<li><strong>Visa \u0914\u0930 Mastercard \u0915\u0947 \u0932\u093e\u092d:<\/strong> \u092f\u093e\u0926 \u0930\u0916\u0947\u0902 \u0915\u093f \u0906\u092a\u0915\u0947 \u0915\u093e\u0930\u094d\u0921 \u092a\u0930 Visa \u092f\u093e Mastercard \u0915\u093e \u0932\u094b\u0917\u094b \u0939\u0948, \u0924\u094b \u0935\u0947 \u092d\u0940 \u0915\u0941\u091b \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924 \u0932\u093e\u092d \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902, \u091c\u0948\u0938\u0947 Purchase Protection \u092f\u093e Extended Warranty\u0964<\/li>\n<li><strong>\u0905\u092a\u0928\u0947 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0938\u094d\u0915\u094b\u0930 \u0915\u093e \u0927\u094d\u092f\u093e\u0928 \u0930\u0916\u0947\u0902:<\/strong> \u090f\u0915 \u0905\u091a\u094d\u091b\u093e \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0938\u094d\u0915\u094b\u0930 \u0906\u092a\u0915\u094b \u092c\u0947\u0939\u0924\u0930 Travel Credit Card \u0911\u092b\u0930\u094d\u0938 \u0914\u0930 \u0915\u092e \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u092f\u094b\u0917\u094d\u092f \u092c\u0928\u093e\u0924\u093e \u0939\u0948\u0964<\/li>\n<\/ul>\n<h2 id=\"section-7\">\u0905\u0915\u094d\u0938\u0930 \u092a\u0942\u091b\u0947 \u091c\u093e\u0928\u0947 \u0935\u093e\u0932\u0947 \u092a\u094d\u0930\u0936\u094d\u0928 (FAQs)<\/h2>\n<p>\u092f\u0939\u093e\u0902 Travel Credit Card Guide \u0938\u0947 \u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u0915\u0941\u091b \u0938\u093e\u092e\u093e\u0928\u094d\u092f \u092a\u094d\u0930\u0936\u094d\u0928\u094b\u0902 \u0915\u0947 \u0909\u0924\u094d\u0924\u0930 \u0926\u093f\u090f \u0917\u090f \u0939\u0948\u0902:<\/p>\n<h3>\u0915\u094d\u092f\u093e Travel Credit Card \u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u0936\u0941\u0932\u094d\u0915 \u0915\u0947 \u0932\u093e\u092f\u0915 \u0939\u0948\u0902?<\/h3>\n<p>\u0939\u093e\u0901, Travel Credit Card \u0905\u0915\u094d\u0938\u0930 \u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u0936\u0941\u0932\u094d\u0915 \u0915\u0947 \u0932\u093e\u092f\u0915 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902, \u092c\u0936\u0930\u094d\u0924\u0947 \u0906\u092a \u0909\u0928\u0915\u0947 \u0932\u093e\u092d\u094b\u0902 \u0915\u093e \u092a\u0942\u0930\u0940 \u0924\u0930\u0939 \u0938\u0947 \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0947\u0902\u0964 \u092f\u0926\u093f \u0915\u093e\u0930\u094d\u0921 \u092e\u0941\u092b\u094d\u0924 Flight, Hotel Stays, Lounge Access, Travel Insurance, \u0914\u0930 Foreign Exchange Markup \u092a\u0930 \u092c\u091a\u0924 \u091c\u0948\u0938\u0947 \u0932\u093e\u092d \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948 \u091c\u094b \u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u0936\u0941\u0932\u094d\u0915 \u0938\u0947 \u0905\u0927\u093f\u0915 \u092e\u0942\u0932\u094d\u092f \u0915\u0947 \u0939\u0948\u0902, \u0924\u094b \u092f\u0939 \u090f\u0915 \u0905\u091a\u094d\u091b\u093e \u0928\u093f\u0935\u0947\u0936 \u0939\u0948\u0964 \u092a\u094d\u0930\u0940\u092e\u093f\u092f\u092e \u0915\u093e\u0930\u094d\u0921\u094b\u0902 \u092e\u0947\u0902 \u092f\u0947 \u0932\u093e\u092d \u0906\u092e\u0924\u094c\u0930 \u092a\u0930 \u0905\u0927\u093f\u0915 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902, \u0907\u0938\u0932\u093f\u090f \u0905\u092a\u0928\u0940 \u092f\u093e\u0924\u094d\u0930\u093e \u0915\u0940 \u0906\u0935\u0943\u0924\u094d\u0924\u093f \u0914\u0930 \u0916\u0930\u094d\u091a \u0915\u0947 \u092a\u0948\u091f\u0930\u094d\u0928 \u0915\u0947 \u0906\u0927\u093e\u0930 \u092a\u0930 \u0928\u093f\u0930\u094d\u0923\u092f \u0932\u0947\u0902\u0964<\/p>\n<h3>\u092e\u0948\u0902 \u0905\u092a\u0928\u0947 Travel Credit Card \u0930\u093f\u0935\u0949\u0930\u094d\u0921 \u092a\u0949\u0907\u0902\u091f\u094d\u0938 \u0915\u094b \u0915\u0948\u0938\u0947 \u0930\u093f\u0921\u0940\u092e \u0915\u0930 \u0938\u0915\u0924\u093e \u0939\u0942\u0901?<\/h3>\n<p>\u0906\u092a \u0905\u092a\u0928\u0947 Travel Credit Card \u0930\u093f\u0935\u0949\u0930\u094d\u0921 \u092a\u0949\u0907\u0902\u091f\u094d\u0938 \u0915\u094b \u0915\u0908 \u0924\u0930\u0940\u0915\u094b\u0902 \u0938\u0947 \u0930\u093f\u0921\u0940\u092e \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0938\u092c\u0938\u0947 \u0906\u092e \u0924\u0930\u0940\u0915\u094b\u0902 \u092e\u0947\u0902 Flight Booking, Hotel Booking, \u0914\u0930 Holiday Packages \u0915\u0947 \u0932\u093f\u090f \u0909\u0928\u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0928\u093e \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0964 \u0906\u092a \u0909\u0928\u094d\u0939\u0947\u0902 Airline Miles \u092f\u093e Hotel Loyalty Programs \u092e\u0947\u0902 \u092d\u0940 \u091f\u094d\u0930\u093e\u0902\u0938\u092b\u0930 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0907\u0938\u0915\u0947 \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924, \u0915\u0941\u091b \u0915\u093e\u0930\u094d\u0921 \u0906\u092a\u0915\u094b \u092a\u0949\u0907\u0902\u091f\u094d\u0938 \u0915\u094b Cash Back, Merchandise, \u092f\u093e Gift Cards \u0915\u0947 \u0932\u093f\u090f \u0930\u093f\u0921\u0940\u092e \u0915\u0930\u0928\u0947 \u0915\u093e \u0935\u093f\u0915\u0932\u094d\u092a \u092d\u0940 \u0926\u0947\u0924\u0947 \u0939\u0948\u0902, \u091c\u094b \u0906\u092a\u0915\u0940 \u091c\u0930\u0942\u0930\u0924\u094b\u0902 \u092a\u0930 \u0928\u093f\u0930\u094d\u092d\u0930 \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/p>\n<h3>\u0915\u094d\u092f\u093e Travel Credit Card International Travel \u0915\u0947 \u0932\u093f\u090f \u0905\u091a\u094d\u091b\u0947 \u0939\u0948\u0902?<\/h3>\n<p>\u0939\u093e\u0901, Travel Credit Card International Travel \u0915\u0947 \u0932\u093f\u090f \u092c\u0939\u0941\u0924 \u0905\u091a\u094d\u091b\u0947 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902\u0964 \u0935\u0947 \u0906\u092a\u0915\u094b Foreign Exchange Markup Fees \u092a\u0930 \u092c\u091a\u0924 \u0915\u0930\u0928\u0947 \u092e\u0947\u0902 \u092e\u0926\u0926 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u091c\u093f\u0938\u0938\u0947 \u0906\u092a \u092c\u0947\u0939\u0924\u0930 Currency Exchange Rate \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0907\u0938\u0915\u0947 \u0905\u0932\u093e\u0935\u093e, \u0935\u0947 Travel Insurance \u0915\u0935\u0930\u0947\u091c, Airport Lounge Access, \u0914\u0930 Concierge Services \u091c\u0948\u0938\u0940 \u0938\u0941\u0935\u093f\u0927\u093e\u090f\u0902 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902 \u091c\u094b \u0906\u092a\u0915\u0940 \u0935\u093f\u0926\u0947\u0936 \u092f\u093e\u0924\u094d\u0930\u093e \u0915\u094b \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0914\u0930 \u0906\u0930\u093e\u092e\u0926\u093e\u092f\u0915 \u092c\u0928\u093e\u0924\u0940 \u0939\u0948\u0902\u0964 \u092f\u0939 \u0915\u0948\u0936 \u0915\u0948\u0930\u0940 \u0915\u0930\u0928\u0947 \u0915\u0940 \u0924\u0941\u0932\u0928\u093e \u092e\u0947\u0902 \u0905\u0927\u093f\u0915 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0914\u0930 \u0938\u0941\u0935\u093f\u0927\u093e\u091c\u0928\u0915 \u0935\u093f\u0915\u0932\u094d\u092a \u0939\u0948\u0964<\/p>\n<h3>Travel Credit Card \u091a\u0941\u0928\u0924\u0947 \u0938\u092e\u092f \u092e\u0941\u091d\u0947 \u0915\u093f\u0928 \u092c\u093e\u0924\u094b\u0902 \u0915\u093e \u0927\u094d\u092f\u093e\u0928 \u0930\u0916\u0928\u093e \u091a\u093e\u0939\u093f\u090f?<\/h3>\n<p>Travel Credit Card \u091a\u0941\u0928\u0924\u0947 \u0938\u092e\u092f \u0906\u092a\u0915\u094b \u0905\u092a\u0928\u0940 \u092f\u093e\u0924\u094d\u0930\u093e \u0915\u0940 \u0906\u0935\u0943\u0924\u094d\u0924\u093f, \u092a\u0938\u0902\u0926\u0940\u0926\u093e Airline\/Hotel, \u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u0936\u0941\u0932\u094d\u0915, \u0930\u093f\u0935\u0949\u0930\u094d\u0921 \u0926\u0930\u0947\u0902, Sign-up Bonus, \u0914\u0930 Travel Benefits \u091c\u0948\u0938\u0947 Lounge Access \u0914\u0930 Travel Insurance \u092a\u0930 \u0935\u093f\u091a\u093e\u0930 \u0915\u0930\u0928\u093e \u091a\u093e\u0939\u093f\u090f\u0964 \u092f\u0939 \u092d\u0940 \u0926\u0947\u0916\u0947\u0902 \u0915\u093f \u0915\u094d\u092f\u093e \u0915\u093e\u0930\u094d\u0921 \u092e\u0947\u0902 \u0915\u092e Foreign Exchange Markup Fees \u0939\u0948, \u0916\u093e\u0938\u0915\u0930 \u092f\u0926\u093f \u0906\u092a International Travel \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964 \u0905\u092a\u0928\u0940 \u0916\u0930\u094d\u091a \u0915\u0930\u0928\u0947 \u0915\u0940 \u0906\u0926\u0924\u094b\u0902 \u0915\u0947 \u0938\u093e\u0925 \u0915\u093e\u0930\u094d\u0921 \u0915\u0947 \u0930\u093f\u0935\u0949\u0930\u094d\u0921 \u0938\u094d\u091f\u094d\u0930\u0915\u094d\u091a\u0930 \u0915\u094b \u0905\u0932\u093e\u0907\u0928 \u0915\u0930\u0928\u093e \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0939\u0948\u0964<\/p>\n<h3>\u0915\u094d\u092f\u093e \u092e\u0948\u0902 \u0905\u092a\u0928\u0947 Travel Credit Card \u0938\u0947 \u092e\u0941\u092b\u094d\u0924 Flight \u091f\u093f\u0915\u091f \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0930 \u0938\u0915\u0924\u093e \u0939\u0942\u0901?<\/h3>\n<p>\u0939\u093e\u0901, \u0906\u092a \u0905\u092a\u0928\u0947 Travel Credit Card \u0938\u0947 \u092e\u0941\u092b\u094d\u0924 Flight \u091f\u093f\u0915\u091f \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0905\u0927\u093f\u0915\u093e\u0902\u0936 Travel Credit Card \u0906\u092a\u0915\u094b \u0939\u0930 \u0916\u0930\u0940\u0926 \u092a\u0930 \u0930\u093f\u0935\u0949\u0930\u094d\u0921 \u092a\u0949\u0907\u0902\u091f\u094d\u0938 \u092f\u093e Airline Miles \u0926\u0947\u0924\u0947 \u0939\u0948\u0902\u0964 \u0907\u0928 \u092a\u0949\u0907\u0902\u091f\u094d\u0938 \u092f\u093e Miles \u0915\u094b \u0924\u092c \u092a\u093e\u0930\u094d\u091f\u0928\u0930 Airlines \u0915\u0947 \u0938\u093e\u0925 Flight Bookings \u0915\u0947 \u0932\u093f\u090f \u0930\u093f\u0921\u0940\u092e \u0915\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u090f\u0915 \u0905\u091a\u094d\u091b\u093e Sign-up Bonus \u0914\u0930 \u0930\u0923\u0928\u0940\u0924\u093f\u0915 \u0916\u0930\u094d\u091a \u0906\u092a\u0915\u094b \u0924\u0947\u091c\u0940 \u0938\u0947 \u092a\u0930\u094d\u092f\u093e\u092a\u094d\u0924 \u092a\u0949\u0907\u0902\u091f\u094d\u0938 \u091c\u092e\u093e \u0915\u0930\u0928\u0947 \u092e\u0947\u0902 \u092e\u0926\u0926 \u0915\u0930 \u0938\u0915\u0924\u093e \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 \u0906\u092a Domestic \u092f\u093e International Flights \u0915\u0947 \u0932\u093f\u090f \u092e\u0941\u092b\u094d\u0924 \u091f\u093f\u0915\u091f \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<div class=\"article-disclaimer\">\n<p><strong>Editorial Note:<\/strong><br \/>\nThis content has been prepared using publicly available information, editorial research and automated content assistance. Information is periodically reviewed and updated for accuracy.<\/p>\n<\/div>\n<p><strong>Image Credit:<\/strong><\/p>\n<p>Image Source: Publicly available profile images and media sources. All rights belong to their respective owners.<\/p>\n<div class=\"related-posts\">\n<h2>Related Articles<\/h2>\n<div class=\"related-post-item\"><a href=\"https:\/\/www.flattickets.com\/blog\/round-trip-vs-one-way-flights\/\">Round Trip vs One Way Flights<\/a><\/div>\n<div class=\"related-post-item\"><a href=\"https:\/\/www.flattickets.com\/blog\/multi-city-flight-booking-guide\/\">Multi City Flight Booking Guide<\/a><\/div>\n<div class=\"related-post-item\"><a href=\"https:\/\/www.flattickets.com\/blog\/flight-booking-tips-for-beginners\/\">Flight Booking Tips for Beginners<\/a><\/div>\n<div class=\"related-post-item\"><a href=\"https:\/\/www.flattickets.com\/blog\/flight-fare-comparison-guide\/\">Flight Fare Comparison Guide<\/a><\/div>\n<div class=\"related-post-item\"><a href=\"https:\/\/www.flattickets.com\/blog\/hotel-booking-guide\/\">Hotel Booking Guide<\/a><\/div>\n<\/div>\n<p><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"Article\",\"headline\":\"Travel Credit Card Guide\",\"description\":\"\u0915\u094d\u092f\u093e \u0906\u092a \u092c\u0947\u0939\u0924\u0930\u0940\u0928 Travel Credit Card Guide \u0922\u0942\u0902\u0922 \u0930\u0939\u0947 \u0939\u0948\u0902? \u092f\u093e\u0924\u094d\u0930\u093e \u0915\u0947 \u0932\u093f\u090f \u0938\u0939\u0940 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u093e\u0930\u094d\u0921 \u091a\u0941\u0928\u0947\u0902 \u0914\u0930 \u092b\u094d\u0930\u0940 Flight, Hotel Booking, \u0914\u0930 \u090f\u0915\u094d\u0938\u0915\u094d\u0932\u0942\u0938\u093f\u0935 \u092c\u0947\u0928\u093f\u092b\u093f\u091f\u094d\u0938 \u0915\u093e \u0932\u093e\u092d \u0909\u0920\u093e\u090f\u0902\u0964\",\"image\":[\"\"],\"author\":{\"@type\":\"Organization\",\"name\":\"Flat Tickets\"},\"publisher\":{\"@type\":\"Organization\",\"name\":\"Flat Tickets\",\"logo\":{\"@type\":\"ImageObject\",\"url\":\"https:\/\/www.flattickets.com\/blog\/logo.png\"}},\"datePublished\":\"2026-08-14T21:12:20+05:30\",\"dateModified\":\"2026-08-14T21:12:20+05:30\",\"mainEntityOfPage\":{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.flattickets.com\/blog\/?p=1956\"}}<\/script><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Travel Credit Card \u0915\u0947 \u092a\u094d\u0930\u0915\u093e\u0930\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\" \u092e\u0941\u0916\u094d\u092f \u0930\u0942\u092a \u0938\u0947 Travel Credit Card \u0924\u0940\u0928 \u092a\u094d\u0930\u0915\u093e\u0930 \u0915\u0947 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902:  Airline-Branded Cards: \u092f\u0947 \u0915\u093e\u0930\u094d\u0921 \u0915\u093f\u0938\u0940 \u0935\u093f\u0936\u093f\u0937\u094d\u091f Airline (\u091c\u0948\u0938\u0947 Vistara, IndiGo, Air India) \u0915\u0947 \u0938\u093e\u0925 \u0938\u093e\u091d\u0947\u0926\u093e\u0930\u0940 \u092e\u0947\u0902 \u091c\u093e\u0930\u0940 \u0915\u093f\u090f \u091c\u093e\u0924\u0947 \u0939\u0948\u0902\u0964 \u0907\u0928\u0938\u0947 \u0916\u0930\u094d\u091a \u0915\u0930\u0928\u0947 \u092a\u0930 \u0906\u092a\u0915\u094b \u0909\u0938 Airline \u0915\u0947 Frequent Flyer Program \u092e\u0947\u0902 Miles \u092e\u093f\u0932\u0924\u0947 \u0939\u0948\u0902\u0964 \u0907\u0928 Miles \u0915\u093e \u0909\u092a\u092f\u094b\u0917 Free Flights, Upgrades \u092f\u093e \u0905\u0928\u094d\u092f Airline services \u0915\u0947 \u0932\u093f\u090f \u0915\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f, \u090f\u0915 Vistara Credit Card \u0906\u092a\u0915\u094b Club Vistara Points \u0926\u0947\u0917\u093e\u0964 Hotel-Branded Cards: \u092f\u0947 \u0915\u093e\u0930\u094d\u0921 \u0915\u093f\u0938\u0940 \u0935\u093f\u0936\u093f\u0937\u094d\u091f Hotel Chain (\u091c\u0948\u0938\u0947 Marriott, Hilton, Taj) \u0915\u0947 \u0938\u093e\u0925 \u0938\u0902\u092c\u0926\u094d\u0927 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902\u0964 \u0907\u0928 \u092a\u0930 \u0916\u0930\u094d\u091a \u0915\u0930\u0928\u0947 \u0938\u0947 \u0906\u092a\u0915\u094b Hotel Loyalty Program \u092e\u0947\u0902 Points \u092e\u093f\u0932\u0924\u0947 \u0939\u0948\u0902, \u091c\u093f\u0928\u0915\u093e \u0909\u092a\u092f\u094b\u0917 Free Hotel Stays, Room Upgrades \u092f\u093e \u0905\u0928\u094d\u092f Hotel benefits \u0915\u0947 \u0932\u093f\u090f \u0915\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964 General Travel Rewards Cards: \u092f\u0947 \u0915\u093e\u0930\u094d\u0921 \u0915\u093f\u0938\u0940 \u0935\u093f\u0936\u093f\u0937\u094d\u091f Airline \u092f\u093e Hotel \u0938\u0947 \u092c\u0902\u0927\u0947 \u0928\u0939\u0940\u0902 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902\u0964 \u092f\u0947 \u0906\u092a\u0915\u094b \u0910\u0938\u0947 Flexible Points \u092f\u093e Cash Back \u0926\u0947\u0924\u0947 \u0939\u0948\u0902 \u091c\u093f\u0928\u094d\u0939\u0947\u0902 \u0906\u092a \u0915\u093f\u0938\u0940 \u092d\u0940 Airline, Hotel \u092f\u093e Travel Agency \u092a\u0930 \u0909\u092a\u092f\u094b\u0917 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u092f\u0947 \u0909\u0928 \u092f\u093e\u0924\u094d\u0930\u093f\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0905\u091a\u094d\u091b\u0947 \u0939\u0948\u0902 \u091c\u094b \u0935\u093f\u092d\u093f\u0928\u094d\u0928 Airlines \u0914\u0930 Hotels \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 flexibility \u092a\u0938\u0902\u0926 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964 \u0907\u0928 \u0915\u093e\u0930\u094d\u0921\u094d\u0938 \u0938\u0947 \u0906\u092e\u0924\u094c\u0930 \u092a\u0930 \u0906\u092a\u0915\u094b Travel Portal \u092f\u093e Travel Partners \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 Booking \u0915\u0930\u0928\u0947 \u092a\u0930 \u0905\u0927\u093f\u0915 \u092a\u0949\u0907\u0902\u091f\u094d\u0938 \u092e\u093f\u0932\u0924\u0947 \u0939\u0948\u0902\u0964  \"}},{\"@type\":\"Question\",\"name\":\"\u0930\u093f\u0935\u0949\u0930\u094d\u0921 \u092a\u0949\u0907\u0902\u091f\u094d\u0938 \u0914\u0930 \u092e\u093e\u0907\u0932\u094d\u0938 \u0915\u094b \u0938\u092e\u091d\u0928\u093e\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"  \u0930\u093f\u0935\u0949\u0930\u094d\u0921 \u092a\u0949\u0907\u0902\u091f\u094d\u0938: \u0905\u0927\u093f\u0915\u093e\u0902\u0936 Travel Credit Card \u0916\u0930\u094d\u091a \u0915\u093f\u090f \u0917\u090f \u092a\u094d\u0930\u0924\u094d\u092f\u0947\u0915 \u0930\u0941\u092a\u092f\u0947 \u092a\u0930 \u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0938\u0902\u0916\u094d\u092f\u093e \u092e\u0947\u0902 \u0930\u093f\u0935\u0949\u0930\u094d\u0921 \u092a\u0949\u0907\u0902\u091f\u094d\u0938 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964 \u092f\u0947 \u092a\u0949\u0907\u0902\u091f\u094d\u0938 \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u0924\u0930\u0940\u0915\u094b\u0902 \u0938\u0947 \u0930\u093f\u0921\u0940\u092e \u0915\u093f\u090f \u091c\u093e \u0938\u0915\u0924\u0947 \u0939\u0948\u0902, \u091c\u0948\u0938\u0947 Flight Booking, Hotel Booking, Merchandise, \u092f\u093e Cash Back\u0964 \u0915\u0941\u091b \u0915\u093e\u0930\u094d\u0921\u094d\u0938 Travel \u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u0916\u0930\u094d\u091a\u094b\u0902 (\u091c\u0948\u0938\u0947 Airline Ticket purchase \u092f\u093e Hotel Stay) \u092a\u0930 \u0905\u0927\u093f\u0915 \u092a\u0949\u0907\u0902\u091f\u094d\u0938 \u0926\u0947\u0924\u0947 \u0939\u0948\u0902\u0964 \u090f\u092f\u0930\u0932\u093e\u0907\u0928 \u092e\u093e\u0907\u0932\u094d\u0938: Airline-branded cards \u0935\u093f\u0936\u0947\u0937 \u0930\u0942\u092a \u0938\u0947 Air Miles \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964 \u092f\u0947 Miles \u0938\u0940\u0927\u0947 Airline \u0915\u0947 Frequent Flyer Program \u092e\u0947\u0902 \u091c\u092e\u093e \u0939\u094b\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 \u0907\u0928\u0915\u093e \u0909\u092a\u092f\u094b\u0917 Free Flights, Seat Upgrades \u092f\u093e Lounge Access \u0915\u0947 \u0932\u093f\u090f \u0915\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964 Miles \u0915\u0940 \u0935\u0948\u0932\u094d\u092f\u0942 \u0905\u0915\u094d\u0938\u0930 \u0909\u0928\u0915\u0947 \u092a\u094d\u0930\u0915\u093e\u0930 \u0914\u0930 \u0906\u092a \u0909\u0928\u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0948\u0938\u0947 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u0907\u0938 \u092a\u0930 \u0928\u093f\u0930\u094d\u092d\u0930 \u0915\u0930\u0924\u0940 \u0939\u0948\u0964  \"}},{\"@type\":\"Question\",\"name\":\"\u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u0936\u0941\u0932\u094d\u0915 \u0914\u0930 \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u0947\u0902\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\" Travel Credit Card \u0905\u0915\u094d\u0938\u0930 \u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u0936\u0941\u0932\u094d\u0915 (Annual Fees) \u0915\u0947 \u0938\u093e\u0925 \u0906\u0924\u0947 \u0939\u0948\u0902, \u091c\u094b \u0915\u0941\u091b \u0939\u091c\u093c\u093e\u0930 \u0938\u0947 \u0932\u0947\u0915\u0930 \u0915\u0908 \u0939\u091c\u093c\u093e\u0930 \u0930\u0941\u092a\u092f\u0947 \u0924\u0915 \u0939\u094b \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0909\u091a\u094d\u091a \u0936\u0941\u0932\u094d\u0915 \u0935\u093e\u0932\u0947 \u0915\u093e\u0930\u094d\u0921 \u0906\u092e\u0924\u094c\u0930 \u092a\u0930 \u0905\u0927\u093f\u0915 \u092a\u094d\u0930\u0940\u092e\u093f\u092f\u092e \u0932\u093e\u092d \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u091c\u0948\u0938\u0947 \u0905\u0938\u0940\u092e\u093f\u0924 Lounge Access \u092f\u093e \u0909\u091a\u094d\u091a Travel Insurance Coverage\u0964 \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u0947\u0902 \u092d\u0940 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0939\u0948\u0902; \u092f\u0926\u093f \u0906\u092a \u0905\u092a\u0928\u0940 \u092c\u0915\u093e\u092f\u093e \u0930\u093e\u0936\u093f \u0915\u093e \u092d\u0941\u0917\u0924\u093e\u0928 \u0938\u092e\u092f \u092a\u0930 \u0928\u0939\u0940\u0902 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u0909\u091a\u094d\u091a \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u0947\u0902 \u0906\u092a\u0915\u0947 \u0932\u093f\u090f \u092e\u0939\u0902\u0917\u0940 \u092a\u0921\u093c \u0938\u0915\u0924\u0940 \u0939\u0948\u0902\u0964 \u0939\u092e\u0947\u0936\u093e \u092c\u094d\u092f\u093e\u091c-\u092e\u0941\u0915\u094d\u0924 \u0905\u0935\u0927\u093f (Interest-Free Period) \u0915\u093e \u0905\u0927\u093f\u0915\u0924\u092e \u0932\u093e\u092d \u0909\u0920\u093e\u090f\u0902 \u0914\u0930 \u0926\u0947\u092f \u0924\u093f\u0925\u093f (Due Date) \u0924\u0915 \u092a\u0942\u0930\u0940 \u0930\u093e\u0936\u093f \u0915\u093e \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0930\u0947\u0902\u0964 \u0932\u093e\u092d \u0914\u0930 \u0915\u092e\u093f\u092f\u093e\u0902: \u0915\u094d\u092f\u093e Travel Credit Card \u0906\u092a\u0915\u0947 \u0932\u093f\u090f \u0938\u0939\u0940 \u0939\u0948? \u0915\u093f\u0938\u0940 \u092d\u0940 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0909\u0924\u094d\u092a\u093e\u0926 \u0915\u0940 \u0924\u0930\u0939, Travel Credit Card \u0915\u0947 \u092d\u0940 \u0905\u092a\u0928\u0947 \u092b\u093e\u092f\u0926\u0947 \u0914\u0930 \u0928\u0941\u0915\u0938\u093e\u0928 \u0939\u0948\u0902\u0964 \u0907\u0928\u094d\u0939\u0947\u0902 \u0938\u092e\u091d\u0928\u093e \u0906\u092a\u0915\u094b \u090f\u0915 \u0938\u0942\u091a\u093f\u0924 \u0928\u093f\u0930\u094d\u0923\u092f \u0932\u0947\u0928\u0947 \u092e\u0947\u0902 \u092e\u0926\u0926 \u0915\u0930\u0947\u0917\u093e\u0964 \"}},{\"@type\":\"Question\",\"name\":\"Travel Credit Card \u0915\u0947 \u092b\u093e\u092f\u0926\u0947 (Benefits)\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"    \u0932\u093e\u092d \u0935\u093f\u0935\u0930\u0923     \u0930\u093f\u0935\u0949\u0930\u094d\u0921\u094d\u0938 \u0914\u0930 \u092c\u094b\u0928\u0938 Sign-up Bonus, Welcome Bonus, \u0914\u0930 \u092a\u094d\u0930\u0924\u094d\u092f\u0947\u0915 \u0916\u0930\u094d\u091a \u092a\u0930 Points \u092f\u093e Miles \u0915\u092e\u093e\u090f\u0902, \u091c\u093f\u0928\u0915\u093e \u0909\u092a\u092f\u094b\u0917 Free Flights, Hotels, \u092f\u093e Upgrades \u0915\u0947 \u0932\u093f\u090f \u0915\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964   \u0932ounge Access \u0926\u0947\u0936 \u0914\u0930 \u0935\u093f\u0926\u0947\u0936 \u0915\u0947 Airports \u092a\u0930 Domestic \u0914\u0930 International Lounges \u092e\u0947\u0902 \u092e\u0941\u092b\u094d\u0924 \u092f\u093e \u0930\u093f\u092f\u093e\u092f\u0924\u0940 \u092a\u094d\u0930\u0935\u0947\u0936, \u091c\u094b \u0906\u092a\u0915\u0947 Layover \u0915\u094b \u0906\u0930\u093e\u092e\u0926\u093e\u092f\u0915 \u092c\u0928\u093e\u0924\u093e \u0939\u0948\u0964   Travel Insurance Flight Delay, Baggage Loss, Trip Cancellation, \u092f\u093e Medical Emergency \u091c\u0948\u0938\u0940 \u0938\u094d\u0925\u093f\u0924\u093f\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0915\u0935\u0930\u0947\u091c\u0964   Forex Markup Fees \u092e\u0947\u0902 \u0915\u092e\u0940 International Transactions \u092a\u0930 \u0932\u0917\u0928\u0947 \u0935\u093e\u0932\u0947 Foreign Exchange Markup Fees \u0915\u092e \u092f\u093e \u0936\u0942\u0928\u094d\u092f \u0939\u094b\u0924\u0947 \u0939\u0948\u0902, \u091c\u093f\u0938\u0938\u0947 \u0935\u093f\u0926\u0947\u0936 \u092e\u0947\u0902 \u0916\u0930\u094d\u091a \u0915\u0930\u0928\u093e \u0938\u0938\u094d\u0924\u093e \u092a\u0921\u093c\u0924\u093e \u0939\u0948\u0964   \u0935\u093f\u0936\u0947\u0937 \u091b\u0942\u091f \u0914\u0930 \u0921\u0940\u0932\u094d\u0938 Partner Airlines, Hotels, Car Rental services \u0914\u0930 Travel Agencies \u092a\u0930 \u090f\u0915\u094d\u0938\u0915\u094d\u0932\u0942\u0938\u093f\u0935 Discount \u0914\u0930 Offers\u0964   \u092a\u094d\u0930\u093e\u0925\u092e\u093f\u0915\u0924\u093e \u0938\u0947\u0935\u093e\u090f\u0902 Priority Check-in, Baggage Handling, \u0914\u0930 Concierge services \u091c\u0948\u0938\u0940 \u0938\u0941\u0935\u093f\u0927\u093e\u090f\u0902\u0964   \u0908\u0902\u0927\u0928 \u0905\u0927\u093f\u092d\u093e\u0930 \u092e\u093e\u092b\u0940 \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0908\u0902\u0927\u0928 \u0938\u094d\u091f\u0947\u0936\u0928\u094b\u0902 \u092a\u0930 Fuel Surcharge Waiver, \u091c\u093f\u0938\u0938\u0947 \u091b\u094b\u091f\u0940-\u092e\u094b\u091f\u0940 \u092c\u091a\u0924 \u0939\u094b\u0924\u0940 \u0939\u0948\u0964    \"}},{\"@type\":\"Question\",\"name\":\"Travel Credit Card \u0915\u0940 \u0915\u092e\u093f\u092f\u093e\u0902 (Drawbacks)\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"  \u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u0936\u0941\u0932\u094d\u0915 (Annual Fees): \u0915\u0908 \u092a\u094d\u0930\u0940\u092e\u093f\u092f\u092e Travel Credit Card \u0909\u091a\u094d\u091a \u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u0936\u0941\u0932\u094d\u0915 \u0915\u0947 \u0938\u093e\u0925 \u0906\u0924\u0947 \u0939\u0948\u0902\u0964 \u092f\u0926\u093f \u0906\u092a \u0915\u093e\u0930\u094d\u0921 \u0915\u0947 \u0932\u093e\u092d\u094b\u0902 \u0915\u093e \u092a\u0942\u0930\u0940 \u0924\u0930\u0939 \u0938\u0947 \u0909\u092a\u092f\u094b\u0917 \u0928\u0939\u0940\u0902 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u092f\u0939 \u090f\u0915 \u0905\u0928\u093e\u0935\u0936\u094d\u092f\u0915 \u0916\u0930\u094d\u091a \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u0947\u0902: \u092f\u0926\u093f \u0906\u092a \u0905\u092a\u0928\u0940 \u092a\u0942\u0930\u0940 \u092c\u0915\u093e\u092f\u093e \u0930\u093e\u0936\u093f \u0915\u093e \u092d\u0941\u0917\u0924\u093e\u0928 \u0938\u092e\u092f \u092a\u0930 \u0928\u0939\u0940\u0902 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u0909\u091a\u094d\u091a \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u0947\u0902 \u0906\u092a\u0915\u0947 \u0932\u093f\u090f \u092e\u0939\u0902\u0917\u0940 \u092a\u0921\u093c \u0938\u0915\u0924\u0940 \u0939\u0948\u0902\u0964 \u0909\u091a\u094d\u091a \u0916\u0930\u094d\u091a \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e: \u0915\u0908 \u0915\u093e\u0930\u094d\u0921\u094d\u0938 \u0905\u092a\u0928\u0947 \u0905\u0927\u093f\u0915\u0924\u092e \u0932\u093e\u092d\u094b\u0902 \u0915\u094b \u0905\u0928\u0932\u0949\u0915 \u0915\u0930\u0928\u0947 \u092f\u093e \u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u0936\u0941\u0932\u094d\u0915 \u092e\u093e\u092b\u0940 \u0915\u0947 \u0932\u093f\u090f \u090f\u0915 \u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u0916\u0930\u094d\u091a \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0930\u0916\u0924\u0947 \u0939\u0948\u0902\u0964 \u0930\u093f\u0935\u0949\u0930\u094d\u0921\u094d\u0938 \u0915\u0940 \u091c\u091f\u093f\u0932\u0924\u093e: \u0930\u093f\u0935\u0949\u0930\u094d\u0921 \u0938\u094d\u091f\u094d\u0930\u0915\u094d\u091a\u0930 \u0914\u0930 \u0930\u093f\u0921\u0947\u092e\u094d\u092a\u0936\u0928 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0915\u092d\u0940-\u0915\u092d\u0940 \u091c\u091f\u093f\u0932 \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 \u0906\u092a\u0915\u094b \u0905\u092a\u0928\u0940 \u0915\u092e\u093e\u0908 \u0915\u093e \u0905\u0927\u093f\u0915\u0924\u092e \u0932\u093e\u092d \u0909\u0920\u093e\u0928\u0947 \u092e\u0947\u0902 \u0915\u0920\u093f\u0928\u093e\u0908 \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948\u0964 \u092c\u0902\u0926\u093f\u0936\u0947\u0902 (Restrictions): \u0915\u0941\u091b Airline \u092f\u093e Hotel-branded cards \u0906\u092a\u0915\u094b \u0915\u0947\u0935\u0932 \u090f\u0915 \u0935\u093f\u0936\u093f\u0937\u094d\u091f \u092c\u094d\u0930\u093e\u0902\u0921 \u0924\u0915 \u0939\u0940 \u0938\u0940\u092e\u093f\u0924 \u0930\u0916 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902, \u091c\u093f\u0938\u0938\u0947 \u0906\u092a\u0915\u0940 Travel Flexibility \u0915\u092e \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948\u0964  \u0938\u094d\u091f\u0947\u092a-\u092c\u093e\u092f-\u0938\u094d\u091f\u0947\u092a \u0917\u093e\u0907\u0921: \u0938\u0939\u0940 Travel Credit Card \u0915\u0948\u0938\u0947 \u091a\u0941\u0928\u0947\u0902? \u0938\u0939\u0940 Travel Credit Card \u0915\u093e \u091a\u0941\u0928\u093e\u0935 \u0915\u0930\u0928\u093e \u0906\u092a\u0915\u0940 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u092f\u093e\u0924\u094d\u0930\u093e \u0906\u0926\u0924\u094b\u0902 \u0914\u0930 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0932\u0915\u094d\u0937\u094d\u092f\u094b\u0902 \u092a\u0930 \u0928\u093f\u0930\u094d\u092d\u0930 \u0915\u0930\u0924\u093e \u0939\u0948\u0964 \u092f\u0939 \u090f\u0915 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0928\u093f\u0930\u094d\u0923\u092f \u0939\u0948, \u0907\u0938\u0932\u093f\u090f \u0907\u0928 \u0938\u094d\u091f\u0947\u092a\u094d\u0938 \u0915\u093e \u092a\u093e\u0932\u0928 \u0915\u0930\u0947\u0902: \"}},{\"@type\":\"Question\",\"name\":\"1. \u0905\u092a\u0928\u0940 \u092f\u093e\u0924\u094d\u0930\u093e \u0915\u0940 \u0906\u0926\u0924\u094b\u0902 \u0915\u094b \u0938\u092e\u091d\u0947\u0902\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"  \u0906\u092a \u0915\u093f\u0924\u0928\u0940 \u092c\u093e\u0930 Travel \u0915\u0930\u0924\u0947 \u0939\u0948\u0902? \u092f\u0926\u093f \u0906\u092a \u0905\u0915\u094d\u0938\u0930 \u092f\u093e\u0924\u094d\u0930\u093e \u0915\u0930\u0924\u0947 \u0939\u0948\u0902 (\u092e\u0939\u0940\u0928\u0947 \u092e\u0947\u0902 \u090f\u0915 \u092f\u093e \u0926\u094b \u092c\u093e\u0930), \u0924\u094b \u090f\u0915 \u092a\u094d\u0930\u0940\u092e\u093f\u092f\u092e \u0915\u093e\u0930\u094d\u0921 \u091c\u093f\u0938\u0915\u0947 \u0909\u091a\u094d\u091a \u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u0936\u0941\u0932\u094d\u0915 \u0939\u0948\u0902, \u0935\u0939 \u0906\u092a\u0915\u0947 \u0932\u093f\u090f \u092b\u093e\u092f\u0926\u0947\u092e\u0902\u0926 \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u092f\u0926\u093f \u0906\u092a \u0938\u093e\u0932 \u092e\u0947\u0902 \u0915\u0947\u0935\u0932 2-3 \u092c\u093e\u0930 Travel \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u0915\u092e \u0936\u0941\u0932\u094d\u0915 \u0935\u093e\u0932\u093e \u092f\u093e \u092c\u093f\u0928\u093e \u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u0936\u0941\u0932\u094d\u0915 \u0935\u093e\u0932\u093e \u0915\u093e\u0930\u094d\u0921 \u092c\u0947\u0939\u0924\u0930 \u0930\u0939\u0947\u0917\u093e\u0964 \u0906\u092a \u0915\u0939\u093e\u0902 Travel \u0915\u0930\u0924\u0947 \u0939\u0948\u0902? \u0915\u094d\u092f\u093e \u0906\u092a Domestic Travel \u0915\u0930\u0924\u0947 \u0939\u0948\u0902 \u092f\u093e International Travel? International Travelers \u0915\u0947 \u0932\u093f\u090f \u0915\u092e Foreign Exchange Markup \u0935\u093e\u0932\u0947 \u0915\u093e\u0930\u094d\u0921 \u092f\u093e Free Lounge Access \u0935\u093e\u0932\u0947 \u0915\u093e\u0930\u094d\u0921 \u0905\u0927\u093f\u0915 \u0909\u092a\u092f\u094b\u0917\u0940 \u0939\u094b\u0902\u0917\u0947\u0964 \u0906\u092a\u0915\u0940 \u092a\u0938\u0902\u0926\u0940\u0926\u093e Airline \u092f\u093e Hotel \u0915\u094d\u092f\u093e \u0939\u0948? \u092f\u0926\u093f \u0906\u092a \u0915\u093f\u0938\u0940 \u0935\u093f\u0936\u0947\u0937 Airline \u092f\u093e Hotel Chain \u0915\u0947 \u092a\u094d\u0930\u0924\u093f \u0935\u092b\u093e\u0926\u093e\u0930 \u0939\u0948\u0902, \u0924\u094b \u0909\u0928\u0915\u0947 Co-branded Credit Card \u0906\u092a\u0915\u094b \u0905\u0927\u093f\u0915\u0924\u092e \u0932\u093e\u092d \u0926\u0947\u0902\u0917\u0947\u0964 \u0906\u092a \u0915\u093f\u0938 \u092a\u094d\u0930\u0915\u093e\u0930 \u0915\u093e Travel \u092a\u0938\u0902\u0926 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902? Business Travel, Luxury Travel, Solo Travel, Family Trip, \u092f\u093e Adventure Travel \u2013 \u0939\u0930 \u092a\u094d\u0930\u0915\u093e\u0930 \u0915\u0940 \u092f\u093e\u0924\u094d\u0930\u093e \u0915\u0947 \u0932\u093f\u090f \u0905\u0932\u0917-\u0905\u0932\u0917 \u0915\u093e\u0930\u094d\u0921 \u0905\u0927\u093f\u0915 \u0909\u092a\u092f\u0941\u0915\u094d\u0924 \u0939\u094b \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964  \"}},{\"@type\":\"Question\",\"name\":\"2. \u0915\u093e\u0930\u094d\u0921 \u0915\u0947 \u0932\u093e\u092d\u094b\u0902 \u0914\u0930 \u0936\u0941\u0932\u094d\u0915 \u0915\u0940 \u0924\u0941\u0932\u0928\u093e \u0915\u0930\u0947\u0902\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"  \u0930\u093f\u0935\u0949\u0930\u094d\u0921 \u0926\u0930\u0947\u0902: \u0926\u0947\u0916\u0947\u0902 \u0915\u093f \u0915\u093e\u0930\u094d\u0921 \u0906\u092a\u0915\u094b \u0938\u093e\u092e\u093e\u0928\u094d\u092f \u0916\u0930\u094d\u091a\u094b\u0902 \u0914\u0930 Travel \u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u0916\u0930\u094d\u091a\u094b\u0902 \u092a\u0930 \u0915\u093f\u0924\u0928\u0947 \u092a\u0949\u0907\u0902\u091f\u094d\u0938 \u092f\u093e Miles \u0926\u0947\u0924\u093e \u0939\u0948\u0964 \u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u0936\u0941\u0932\u094d\u0915: \u0915\u094d\u092f\u093e \u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u0936\u0941\u0932\u094d\u0915 \u0915\u093e\u0930\u094d\u0921 \u0926\u094d\u0935\u093e\u0930\u093e \u0926\u093f\u090f \u091c\u093e \u0930\u0939\u0947 \u0932\u093e\u092d\u094b\u0902 \u0915\u094b \u0938\u0939\u0940 \u0920\u0939\u0930\u093e\u0924\u093e \u0939\u0948? \u0915\u094d\u092f\u093e \u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u0936\u0941\u0932\u094d\u0915 \u092e\u093e\u092b\u0940 \u0915\u0940 \u0915\u094b\u0908 \u0936\u0930\u094d\u0924 \u0939\u0948 (\u091c\u0948\u0938\u0947 \u090f\u0915 \u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0930\u093e\u0936\u093f \u0916\u0930\u094d\u091a \u0915\u0930\u0928\u093e)? Sign-up Bonus: \u090f\u0915 \u0906\u0915\u0930\u094d\u0937\u0915 Sign-up Bonus \u0906\u092a\u0915\u0940 \u092f\u093e\u0924\u094d\u0930\u093e \u0915\u094b \u0905\u091a\u094d\u091b\u0940 \u0936\u0941\u0930\u0941\u0906\u0924 \u0926\u0947 \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u092c\u094b\u0928\u0938 \u0915\u0940 \u0936\u0930\u094d\u0924\u094b\u0902 \u0915\u094b \u0927\u094d\u092f\u093e\u0928 \u0938\u0947 \u092a\u0922\u093c\u0947\u0902\u0964 Travel Benefits: Lounge Access, Travel Insurance, Priority Pass Membership, Concierge Services, Baggage Protection, Trip Cancellation coverage \u091c\u0948\u0938\u0947 \u0932\u093e\u092d\u094b\u0902 \u0915\u0940 \u091c\u093e\u0902\u091a \u0915\u0930\u0947\u0902\u0964 Foreign Exchange Markup: \u092f\u0926\u093f \u0906\u092a International Travel \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u092f\u0939 \u0938\u0941\u0935\u093f\u0927\u093e \u0905\u0924\u094d\u092f\u0902\u0924 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0939\u0948\u0964 0% \u092f\u093e \u0915\u092e Markup Fees \u0935\u093e\u0932\u0947 \u0915\u093e\u0930\u094d\u0921 \u091a\u0941\u0928\u0947\u0902\u0964 \u0905\u0928\u094d\u092f \u0938\u0941\u0935\u093f\u0927\u093e\u090f\u0902: Fuel Surcharge Waiver, Movie Ticket Discounts, Dining Offers \u0906\u0926\u093f \u091c\u0948\u0938\u0947 \u0905\u0928\u094d\u092f \u0932\u093e\u092d\u094b\u0902 \u0915\u094b \u092d\u0940 \u0926\u0947\u0916\u0947\u0902\u0964  \"}},{\"@type\":\"Question\",\"name\":\"3. \u0905\u092a\u0928\u0940 \u0916\u0930\u094d\u091a \u0915\u0930\u0928\u0947 \u0915\u0940 \u0906\u0926\u0924\u094b\u0902 \u0915\u093e \u092e\u0942\u0932\u094d\u092f\u093e\u0902\u0915\u0928 \u0915\u0930\u0947\u0902\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\" \u090f\u0915 \u0910\u0938\u093e \u0915\u093e\u0930\u094d\u0921 \u091a\u0941\u0928\u0947\u0902 \u091c\u094b \u0906\u092a\u0915\u0940 \u0916\u0930\u094d\u091a \u0915\u0930\u0928\u0947 \u0915\u0940 \u0906\u0926\u0924\u094b\u0902 \u0938\u0947 \u092e\u0947\u0932 \u0916\u093e\u0924\u093e \u0939\u094b\u0964 \u092f\u0926\u093f \u0906\u092a \u092d\u094b\u091c\u0928 \u0914\u0930 \u092e\u0928\u094b\u0930\u0902\u091c\u0928 \u092a\u0930 \u0905\u0927\u093f\u0915 \u0916\u0930\u094d\u091a \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u090f\u0915 \u0910\u0938\u093e \u0915\u093e\u0930\u094d\u0921 \u091a\u0941\u0928\u0947\u0902 \u091c\u094b \u0907\u0928 \u0936\u094d\u0930\u0947\u0923\u093f\u092f\u094b\u0902 \u092a\u0930 \u0905\u0927\u093f\u0915 \u0930\u093f\u0935\u0949\u0930\u094d\u0921\u094d\u0938 \u0926\u0947\u0964 \u092f\u0926\u093f \u0906\u092a Online Shopping \u0905\u0927\u093f\u0915 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u0909\u0938 \u092a\u0930 \u0905\u0927\u093f\u0915 \u0930\u093f\u0935\u0949\u0930\u094d\u0921 \u0926\u0947\u0928\u0947 \u0935\u093e\u0932\u0947 \u0915\u093e\u0930\u094d\u0921 \u0915\u094b \u092a\u094d\u0930\u093e\u0925\u092e\u093f\u0915\u0924\u093e \u0926\u0947\u0902\u0964 Travel Credit Card \u0915\u093e \u0905\u0927\u093f\u0915\u0924\u092e \u0932\u093e\u092d \u0924\u092d\u0940 \u092e\u093f\u0932\u0924\u093e \u0939\u0948 \u091c\u092c \u0906\u092a \u0909\u0938\u0947 \u0905\u092a\u0928\u0940 \u0938\u093e\u092e\u093e\u0928\u094d\u092f \u0916\u0930\u094d\u091a \u0915\u0940 \u0906\u0926\u0924\u094b\u0902 \u092e\u0947\u0902 \u092b\u093f\u091f \u0915\u0930 \u0938\u0915\u0947\u0902\u0964 \"}},{\"@type\":\"Question\",\"name\":\"4. \u0928\u093f\u092f\u092e \u0914\u0930 \u0936\u0930\u094d\u0924\u094b\u0902 \u0915\u094b \u0927\u094d\u092f\u093e\u0928 \u0938\u0947 \u092a\u0922\u093c\u0947\u0902\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\" \u0915\u093f\u0938\u0940 \u092d\u0940 \u0915\u093e\u0930\u094d\u0921 \u0915\u0947 \u0932\u093f\u090f \u0906\u0935\u0947\u0926\u0928 \u0915\u0930\u0928\u0947 \u0938\u0947 \u092a\u0939\u0932\u0947 \u0909\u0938\u0915\u0947 \u0928\u093f\u092f\u092e \u0914\u0930 \u0936\u0930\u094d\u0924\u094b\u0902 (Terms and Conditions) \u0915\u094b \u0927\u094d\u092f\u093e\u0928 \u0938\u0947 \u092a\u0922\u093c\u0947\u0902\u0964 \u0930\u093f\u0935\u0949\u0930\u094d\u0921\u094d\u0938 \u0915\u0948\u0938\u0947 \u0905\u0930\u094d\u091c\u093f\u0924 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902, \u0915\u0948\u0938\u0947 \u0930\u093f\u0921\u0940\u092e \u0939\u094b\u0924\u0947 \u0939\u0948\u0902, \u0915\u094d\u092f\u093e \u0915\u094b\u0908 \u090f\u0915\u094d\u0938\u092a\u093e\u092f\u0930\u0940 \u0921\u0947\u091f \u0939\u0948, \u0914\u0930 \u0915\u094d\u092f\u093e \u0915\u094b\u0908 \u091b\u093f\u092a\u0947 \u0939\u0941\u090f \u0936\u0941\u0932\u094d\u0915 \u0939\u0948\u0902, \u092f\u0939 \u0938\u092e\u091d\u0928\u093e \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0939\u0948\u0964 \u0938\u0930\u094d\u0935\u094b\u0924\u094d\u0924\u092e \u0905\u092d\u094d\u092f\u093e\u0938: \u0905\u092a\u0928\u0947 Travel Credit Card \u0915\u093e \u0905\u0927\u093f\u0915\u0924\u092e \u0932\u093e\u092d \u0909\u0920\u093e\u090f\u0902 \u0938\u093f\u0930\u094d\u092b \u090f\u0915 Travel Credit Card \u0939\u094b\u0928\u093e \u092a\u0930\u094d\u092f\u093e\u092a\u094d\u0924 \u0928\u0939\u0940\u0902 \u0939\u0948; \u0906\u092a\u0915\u094b \u092f\u0939 \u092d\u0940 \u091c\u093e\u0928\u0928\u093e \u0939\u094b\u0917\u093e \u0915\u093f \u0909\u0938\u0938\u0947 \u0905\u0927\u093f\u0915\u0924\u092e \u0932\u093e\u092d \u0915\u0948\u0938\u0947 \u0909\u0920\u093e\u092f\u093e \u091c\u093e\u090f\u0964 \u0907\u0928 \u0938\u0930\u094d\u0935\u094b\u0924\u094d\u0924\u092e \u0905\u092d\u094d\u092f\u093e\u0938\u094b\u0902 \u0915\u093e \u092a\u093e\u0932\u0928 \u0915\u0930\u0947\u0902: \"}},{\"@type\":\"Question\",\"name\":\"1. \u0930\u093f\u0935\u0949\u0930\u094d\u0921 \u092a\u0949\u0907\u0902\u091f\u094d\u0938 \u0914\u0930 \u092e\u093e\u0907\u0932\u094d\u0938 \u0915\u094b \u0905\u0927\u093f\u0915\u0924\u092e \u0915\u0930\u0947\u0902\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"  \u092c\u094b\u0928\u0938 \u0936\u094d\u0930\u0947\u0923\u093f\u092f\u094b\u0902 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0947\u0902: \u0915\u0908 \u0915\u093e\u0930\u094d\u0921 \u0935\u093f\u0936\u093f\u0937\u094d\u091f \u0936\u094d\u0930\u0947\u0923\u093f\u092f\u094b\u0902 (\u091c\u0948\u0938\u0947 Travel Booking, Dining, Groceries) \u092a\u0930 \u0905\u0927\u093f\u0915 \u0930\u093f\u0935\u0949\u0930\u094d\u0921\u094d\u0938 \u0926\u0947\u0924\u0947 \u0939\u0948\u0902\u0964 \u0907\u0928 \u0936\u094d\u0930\u0947\u0923\u093f\u092f\u094b\u0902 \u092e\u0947\u0902 \u0905\u092a\u0928\u0947 \u0916\u0930\u094d\u091a\u094b\u0902 \u0915\u094b \u0915\u0947\u0902\u0926\u094d\u0930\u093f\u0924 \u0915\u0930\u0947\u0902\u0964 Sign-up Bonus \u0915\u093e \u0932\u093e\u092d \u0909\u0920\u093e\u090f\u0902: \u0915\u093e\u0930\u094d\u0921 \u0915\u0947 \u0938\u093e\u0925 \u092e\u093f\u0932\u0928\u0947 \u0935\u093e\u0932\u0947 Welcome Bonus \u0915\u094b \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u092a\u094d\u0930\u093e\u0930\u0902\u092d\u093f\u0915 \u0916\u0930\u094d\u091a \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e\u0913\u0902 \u0915\u094b \u092a\u0942\u0930\u093e \u0915\u0930\u0947\u0902\u0964 \u092f\u0939 \u0905\u0915\u094d\u0938\u0930 \u0938\u092c\u0938\u0947 \u092c\u0921\u093c\u093e \u0930\u093f\u0935\u0949\u0930\u094d\u0921 \u0939\u094b\u0924\u093e \u0939\u0948\u0964 \u092a\u094d\u0930\u092e\u094b\u0936\u0928\u0932 \u0911\u092b\u0930\u094d\u0938 \u092a\u0930 \u0927\u094d\u092f\u093e\u0928 \u0926\u0947\u0902: \u092c\u0948\u0902\u0915 \u0914\u0930 \u0915\u093e\u0930\u094d\u0921 \u0915\u0902\u092a\u0928\u093f\u092f\u093e\u0902 \u0938\u092e\u092f-\u0938\u092e\u092f \u092a\u0930 \u0935\u093f\u0936\u0947\u0937 \u092a\u094d\u0930\u092e\u094b\u0936\u0928\u0932 \u0911\u092b\u0930\u094d\u0938 \u091a\u0932\u093e\u0924\u0940 \u0939\u0948\u0902, \u091c\u0948\u0938\u0947 \u0921\u092c\u0932 \u092a\u0949\u0907\u0902\u091f\u094d\u0938 \u092f\u093e \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924 \u0915\u0948\u0936 \u092c\u0948\u0915\u0964 \u0907\u0928\u0915\u093e \u0932\u093e\u092d \u0909\u0920\u093e\u090f\u0902\u0964 Transfer Partners \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0947\u0902: \u092f\u0926\u093f \u0906\u092a\u0915\u093e \u0915\u093e\u0930\u094d\u0921 Flexible Points \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948, \u0924\u094b \u0909\u0928\u094d\u0939\u0947\u0902 Airline \u092f\u093e Hotel Partners \u0915\u094b \u091f\u094d\u0930\u093e\u0902\u0938\u092b\u0930 \u0915\u0930\u0928\u0947 \u0938\u0947 \u0905\u0915\u094d\u0938\u0930 \u0905\u0927\u093f\u0915 \u092e\u0942\u0932\u094d\u092f \u092e\u093f\u0932\u0924\u093e \u0939\u0948, \u0916\u093e\u0938\u0915\u0930 \u091c\u092c \u092a\u094d\u0930\u0940\u092e\u093f\u092f\u092e Cabin \u092e\u0947\u0902 Booking \u0915\u0930 \u0930\u0939\u0947 \u0939\u094b\u0902\u0964  \"}},{\"@type\":\"Question\",\"name\":\"2. \u0938\u092e\u092f \u092a\u0930 \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0930\u0947\u0902 \u0914\u0930 \u092c\u094d\u092f\u093e\u091c \u0938\u0947 \u092c\u091a\u0947\u0902\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\" \u092f\u0939 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u093e\u0930\u094d\u0921 \u0915\u0947 \u0909\u092a\u092f\u094b\u0917 \u0915\u0947 \u0932\u093f\u090f \u0938\u092c\u0938\u0947 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0928\u093f\u092f\u092e \u0939\u0948\u0964 \u0905\u092a\u0928\u0940 \u092c\u0915\u093e\u092f\u093e \u0930\u093e\u0936\u093f \u0915\u093e \u092d\u0941\u0917\u0924\u093e\u0928 \u0939\u092e\u0947\u0936\u093e \u0926\u0947\u092f \u0924\u093f\u0925\u093f \u0924\u0915 \u092a\u0942\u0930\u0940 \u0924\u0930\u0939 \u0938\u0947 \u0915\u0930\u0947\u0902\u0964 \u0907\u0938\u0938\u0947 \u0906\u092a \u0909\u091a\u094d\u091a \u092c\u094d\u092f\u093e\u091c \u0936\u0941\u0932\u094d\u0915\u094b\u0902 \u0938\u0947 \u092c\u091a\u0947\u0902\u0917\u0947 \u0914\u0930 \u0905\u092a\u0928\u0947 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0938\u094d\u0915\u094b\u0930 \u0915\u094b \u092d\u0940 \u092c\u0947\u0939\u0924\u0930 \u092c\u0928\u093e\u090f \u0930\u0916\u0947\u0902\u0917\u0947\u0964 \u092c\u094d\u092f\u093e\u091c \u0936\u0941\u0932\u094d\u0915 \u0906\u092a\u0915\u0947 \u0926\u094d\u0935\u093e\u0930\u093e \u0915\u092e\u093e\u090f \u0917\u090f \u0938\u092d\u0940 \u0930\u093f\u0935\u0949\u0930\u094d\u0921\u094d\u0938 \u0915\u094b \u0916\u0924\u094d\u092e \u0915\u0930 \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \"}},{\"@type\":\"Question\",\"name\":\"3. Travel Benefits \u0915\u093e \u0938\u0926\u0941\u092a\u092f\u094b\u0917 \u0915\u0930\u0947\u0902\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"  Lounge Access: \u092f\u0926\u093f \u0906\u092a\u0915\u0947 \u0915\u093e\u0930\u094d\u0921 \u092e\u0947\u0902 Lounge Access \u0939\u0948, \u0924\u094b Flight \u0915\u0947 \u0907\u0902\u0924\u091c\u093e\u0930 \u0915\u0947 \u0926\u094c\u0930\u093e\u0928 \u0907\u0938\u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0947\u0902\u0964 \u092f\u0939 \u0906\u092a\u0915\u094b \u0906\u0930\u093e\u092e\u0926\u093e\u092f\u0915 \u092e\u093e\u0939\u094c\u0932 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948\u0964 Travel Insurance: \u0905\u092a\u0928\u0940 \u092f\u093e\u0924\u094d\u0930\u093e \u0915\u0940 \u092f\u094b\u091c\u0928\u093e \u092c\u0928\u093e\u0924\u0947 \u0938\u092e\u092f, \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0947\u0902 \u0915\u093f \u0906\u092a \u0905\u092a\u0928\u0947 \u0915\u093e\u0930\u094d\u0921 \u0915\u0947 Travel Insurance Coverage \u0915\u094b \u0938\u092e\u091d\u0924\u0947 \u0939\u0948\u0902\u0964 \u0906\u092a\u093e\u0924 \u0938\u094d\u0925\u093f\u0924\u093f \u092e\u0947\u0902 \u092f\u0939 \u092c\u0939\u0941\u0924 \u0915\u093e\u092e \u0906 \u0938\u0915\u0924\u093e \u0939\u0948\u0964 Forex Benefits: International Travel \u0915\u0930\u0924\u0947 \u0938\u092e\u092f, \u0915\u092e Foreign Exchange Markup \u0935\u093e\u0932\u0947 \u0915\u093e\u0930\u094d\u0921 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0947\u0902\u0964 \u092f\u0939 \u0906\u092a\u0915\u094b \u092c\u0947\u0939\u0924\u0930 Currency Exchange Rate \u0926\u093f\u0932\u093e\u090f\u0917\u093e\u0964 Hotel Benefits: \u092f\u0926\u093f \u0906\u092a\u0915\u0947 \u092a\u093e\u0938 Hotel-branded card \u0939\u0948, \u0924\u094b Free Night Stays, Room Upgrades, \u092f\u093e Late Check-out \u091c\u0948\u0938\u0940 \u0938\u0941\u0935\u093f\u0927\u093e\u0913\u0902 \u0915\u093e \u0932\u093e\u092d \u0909\u0920\u093e\u090f\u0902\u0964  \"}},{\"@type\":\"Question\",\"name\":\"4. \u0905\u092a\u0928\u0947 \u0916\u0930\u094d\u091a\u094b\u0902 \u0915\u094b \u091f\u094d\u0930\u0948\u0915 \u0915\u0930\u0947\u0902\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\" \u0905\u092a\u0928\u0947 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u093e\u0930\u094d\u0921 \u0915\u0947 \u0938\u094d\u091f\u0947\u091f\u092e\u0947\u0902\u091f \u0915\u0940 \u0928\u093f\u092f\u092e\u093f\u0924 \u0930\u0942\u092a \u0938\u0947 \u0938\u092e\u0940\u0915\u094d\u0937\u093e \u0915\u0930\u0947\u0902 \u0924\u093e\u0915\u093f \u0906\u092a \u0905\u092a\u0928\u0947 \u0916\u0930\u094d\u091a\u094b\u0902 \u0915\u094b \u091f\u094d\u0930\u0948\u0915 \u0915\u0930 \u0938\u0915\u0947\u0902 \u0914\u0930 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0905\u0928\u0927\u093f\u0915\u0943\u0924 \u0932\u0947\u0928\u0926\u0947\u0928 (unauthorized transactions) \u0915\u093e \u0924\u0941\u0930\u0902\u0924 \u092a\u0924\u093e \u0932\u0917\u093e \u0938\u0915\u0947\u0902\u0964 \u092f\u0939 \u0906\u092a\u0915\u094b \u0905\u092a\u0928\u0947 Budget \u092a\u0930 \u092c\u0928\u0947 \u0930\u0939\u0928\u0947 \u092e\u0947\u0902 \u092d\u0940 \u092e\u0926\u0926 \u0915\u0930\u0947\u0917\u093e\u0964 \u0938\u093e\u092e\u093e\u0928\u094d\u092f \u0917\u0932\u0924\u093f\u092f\u093e\u0901: \u091c\u093f\u0928\u0938\u0947 \u092c\u091a\u0928\u093e \u091a\u093e\u0939\u093f\u090f Travel Credit Card \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0924\u0947 \u0938\u092e\u092f \u0915\u0941\u091b \u0938\u093e\u092e\u093e\u0928\u094d\u092f \u0917\u0932\u0924\u093f\u092f\u093e\u0901 \u0939\u0948\u0902 \u091c\u094b \u0906\u092a\u0915\u0947 \u0905\u0928\u0941\u092d\u0935 \u0915\u094b \u0928\u0915\u093e\u0930\u093e\u0924\u094d\u092e\u0915 \u0930\u0942\u092a \u0938\u0947 \u092a\u094d\u0930\u092d\u093e\u0935\u093f\u0924 \u0915\u0930 \u0938\u0915\u0924\u0940 \u0939\u0948\u0902\u0964 \u0907\u0928\u0938\u0947 \u092c\u091a\u0928\u093e \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0939\u0948\u0964  \u0928\u093f\u092f\u092e \u0914\u0930 \u0936\u0930\u094d\u0924\u0947\u0902 \u0928 \u092a\u0922\u093c\u0928\u093e: \u0915\u0908 \u0932\u094b\u0917 \u0915\u093e\u0930\u094d\u0921 \u0915\u0947 T&C \u0915\u094b \u0927\u094d\u092f\u093e\u0928 \u0938\u0947 \u0928\u0939\u0940\u0902 \u092a\u0922\u093c\u0924\u0947, \u091c\u093f\u0938\u0938\u0947 \u0935\u0947 \u0930\u093f\u0935\u0949\u0930\u094d\u0921\u094d\u0938 \u0915\u0940 \u0938\u092e\u093e\u092a\u094d\u0924\u093f, \u091b\u093f\u092a\u0947 \u0939\u0941\u090f \u0936\u0941\u0932\u094d\u0915, \u092f\u093e \u0930\u093f\u0921\u0947\u092e\u094d\u092a\u0936\u0928 \u092a\u094d\u0930\u0924\u093f\u092c\u0902\u0927\u094b\u0902 \u0938\u0947 \u0905\u0928\u091c\u093e\u0928 \u0930\u0939\u0924\u0947 \u0939\u0948\u0902\u0964 \u0913\u0935\u0930\u0938\u094d\u092a\u0947\u0902\u0921\u093f\u0902\u0917: \u0930\u093f\u0935\u0949\u0930\u094d\u0921\u094d\u0938 \u0915\u092e\u093e\u0928\u0947 \u0915\u0947 \u091a\u0915\u094d\u0915\u0930 \u092e\u0947\u0902 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0938\u0947 \u0905\u0927\u093f\u0915 \u0916\u0930\u094d\u091a \u0915\u0930\u0928\u093e \u090f\u0915 \u092c\u0921\u093c\u0940 \u0917\u0932\u0924\u0940 \u0939\u0948\u0964 \u0907\u0938\u0938\u0947 \u0915\u0930\u094d\u091c \u092c\u0922\u093c \u0938\u0915\u0924\u093e \u0939\u0948 \u0914\u0930 \u092c\u094d\u092f\u093e\u091c \u0936\u0941\u0932\u094d\u0915 \u092d\u093e\u0930\u0940 \u092a\u0921\u093c \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0917\u0932\u0924 \u0915\u093e\u0930\u094d\u0921 \u0915\u093e \u091a\u0941\u0928\u093e\u0935: \u0905\u092a\u0928\u0940 \u092f\u093e\u0924\u094d\u0930\u093e \u0906\u0926\u0924\u094b\u0902 \u0914\u0930 \u0916\u0930\u094d\u091a \u092a\u0948\u091f\u0930\u094d\u0928 \u0938\u0947 \u092e\u0947\u0932 \u0928 \u0916\u093e\u0928\u0947 \u0935\u093e\u0932\u0947 \u0915\u093e\u0930\u094d\u0921 \u0915\u093e \u091a\u0941\u0928\u093e\u0935 \u0915\u0930\u0928\u0947 \u0938\u0947 \u0906\u092a \u0905\u0927\u093f\u0915\u0924\u092e \u0932\u093e\u092d \u0938\u0947 \u0935\u0902\u091a\u093f\u0924 \u0930\u0939 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u091c\u0948\u0938\u0947, \u092f\u0926\u093f \u0906\u092a International Travel \u0928\u0939\u0940\u0902 \u0915\u0930\u0924\u0947, \u0924\u094b 0% Forex Markup \u0935\u093e\u0932\u0947 \u0915\u093e\u0930\u094d\u0921 \u0915\u093e \u0915\u094b\u0908 \u0916\u093e\u0938 \u092b\u093e\u092f\u0926\u093e \u0928\u0939\u0940\u0902 \u0939\u094b\u0917\u093e\u0964 \u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u0936\u0941\u0932\u094d\u0915 \u0915\u094b \u0905\u0928\u0926\u0947\u0916\u093e \u0915\u0930\u0928\u093e: \u092f\u0926\u093f \u0906\u092a \u0915\u093e\u0930\u094d\u0921 \u0915\u0947 \u0932\u093e\u092d\u094b\u0902 \u0915\u093e \u092a\u0930\u094d\u092f\u093e\u092a\u094d\u0924 \u0909\u092a\u092f\u094b\u0917 \u0928\u0939\u0940\u0902 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u0909\u091a\u094d\u091a \u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u0936\u0941\u0932\u094d\u0915 \u090f\u0915 \u092c\u094b\u091d \u092c\u0928 \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0947\u0902 \u0915\u093f \u0932\u093e\u092d \u0936\u0941\u0932\u094d\u0915 \u0938\u0947 \u0905\u0927\u093f\u0915 \u0939\u094b\u0902\u0964 \u0930\u093f\u0935\u0949\u0930\u094d\u0921\u094d\u0938 \u0915\u094b \u0938\u092e\u092f \u092a\u0930 \u0930\u093f\u0921\u0940\u092e \u0928 \u0915\u0930\u0928\u093e: \u0915\u0941\u091b \u0930\u093f\u0935\u0949\u0930\u094d\u0921 \u092a\u0949\u0907\u0902\u091f\u094d\u0938 \u0915\u0940 \u090f\u0915 \u090f\u0915\u094d\u0938\u092a\u093e\u092f\u0930\u0940 \u0921\u0947\u091f \u0939\u094b\u0924\u0940 \u0939\u0948\u0964 \u0909\u0928\u094d\u0939\u0947\u0902 \u0938\u092e\u092f \u092a\u0930 \u0930\u093f\u0921\u0940\u092e \u0928 \u0915\u0930\u0928\u0947 \u092a\u0930 \u0935\u0947 \u092c\u0947\u0915\u093e\u0930 \u0939\u094b \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u092f\u0942\u091f\u093f\u0932\u093e\u0907\u091c\u0947\u0936\u0928 \u092c\u0922\u093c\u093e\u0928\u093e: \u0905\u092a\u0928\u0947 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0932\u093f\u092e\u093f\u091f \u0915\u093e \u090f\u0915 \u092c\u0921\u093c\u093e \u0939\u093f\u0938\u094d\u0938\u093e \u0907\u0938\u094d\u0924\u0947\u092e\u093e\u0932 \u0915\u0930\u0928\u093e \u0906\u092a\u0915\u0947 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0938\u094d\u0915\u094b\u0930 \u092a\u0930 \u0928\u0915\u093e\u0930\u093e\u0924\u094d\u092e\u0915 \u092a\u094d\u0930\u092d\u093e\u0935 \u0921\u093e\u0932 \u0938\u0915\u0924\u093e \u0939\u0948\u0964  \u0935\u093f\u0936\u0947\u0937\u091c\u094d\u091e \u092f\u0941\u0915\u094d\u0924\u093f\u092f\u093e\u0901: \u0905\u092a\u0928\u0940 \u092f\u093e\u0924\u094d\u0930\u093e \u0915\u094b \u0914\u0930 \u092c\u0947\u0939\u0924\u0930 \u092c\u0928\u093e\u090f\u0902 \u0905\u092a\u0928\u0940 \u092f\u093e\u0924\u094d\u0930\u093e \u0915\u094b \u0905\u0927\u093f\u0915\u0924\u092e \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0915\u0941\u091b \u0935\u093f\u0936\u0947\u0937\u091c\u094d\u091e \u092f\u0941\u0915\u094d\u0924\u093f\u092f\u093e\u0901 \u092f\u0939\u093e\u0902 \u0926\u0940 \u0917\u0908 \u0939\u0948\u0902:  \u0915\u093e\u0930\u094d\u0921\u094d\u0938 \u0915\u093e \u0938\u0902\u092f\u094b\u091c\u0928 (Card Churning \u0928\u0939\u0940\u0902): \u090f\u0915 \u0938\u0947 \u0905\u0927\u093f\u0915 Travel Credit Card \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0928\u0947 \u0938\u0947 \u0906\u092a \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u0932\u093e\u092d\u094b\u0902 \u0915\u093e \u0932\u093e\u092d \u0909\u0920\u093e \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f, \u090f\u0915 \u0915\u093e\u0930\u094d\u0921 Airline Miles \u0915\u0947 \u0932\u093f\u090f \u0914\u0930 \u0926\u0942\u0938\u0930\u093e Hotel Points \u0915\u0947 \u0932\u093f\u090f\u0964 \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0947\u0902 \u0915\u093f \u0906\u092a \u0909\u0928\u094d\u0939\u0947\u0902 \u092a\u094d\u0930\u092d\u093e\u0935\u0940 \u0922\u0902\u0917 \u0938\u0947 \u092a\u094d\u0930\u092c\u0902\u0927\u093f\u0924 \u0915\u0930 \u0938\u0915\u0947\u0902\u0964 Transfer Partners \u0915\u093e \u0932\u093e\u092d \u0909\u0920\u093e\u090f\u0902: \u092f\u0926\u093f \u0906\u092a\u0915\u093e \u0915\u093e\u0930\u094d\u0921 Flexible Travel Points \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948, \u0924\u094b \u092f\u0939 \u0926\u0947\u0916\u0947\u0902 \u0915\u093f \u0915\u094d\u092f\u093e \u0906\u092a \u0909\u0928\u094d\u0939\u0947\u0902 Partner Airlines \u092f\u093e Hotels \u092e\u0947\u0902 \u091f\u094d\u0930\u093e\u0902\u0938\u092b\u0930 \u0915\u0930\u0915\u0947 \u0905\u0927\u093f\u0915 \u092e\u0942\u0932\u094d\u092f \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0905\u0915\u094d\u0938\u0930, 1:1 \u091f\u094d\u0930\u093e\u0902\u0938\u092b\u0930 \u0930\u0947\u0936\u093f\u092f\u094b \u0938\u0947 \u0905\u0927\u093f\u0915 \u0932\u093e\u092d \u092e\u093f\u0932\u0924\u093e \u0939\u0948, \u0916\u093e\u0938\u0915\u0930 \u092a\u094d\u0930\u0940\u092e\u093f\u092f\u092e Flight Bookings \u092f\u093e luxurious Hotel Stays \u0915\u0947 \u0932\u093f\u090f\u0964 Sign-up Bonus \u092a\u0930 \u0927\u094d\u092f\u093e\u0928 \u0926\u0947\u0902: \u0928\u090f \u0915\u093e\u0930\u094d\u0921\u094d\u0938 \u0905\u0915\u094d\u0938\u0930 \u092c\u0921\u093c\u0947 Sign-up Bonus \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964 \u092f\u0926\u093f \u0906\u092a \u0905\u092a\u0928\u0940 \u0916\u0930\u094d\u091a \u0915\u0940 \u0906\u0926\u0924\u094b\u0902 \u0915\u094b \u0938\u092e\u091d\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 \u092c\u094b\u0928\u0938 \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e\u0913\u0902 \u0915\u094b \u092a\u0942\u0930\u093e \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u092f\u0939 \u090f\u0915 \u0936\u093e\u0928\u0926\u093e\u0930 \u0924\u0930\u0940\u0915\u093e \u0939\u0948 \u092c\u0921\u093c\u0947 \u092a\u0948\u092e\u093e\u0928\u0947 \u092a\u0930 \u0930\u093f\u0935\u0949\u0930\u094d\u0921\u094d\u0938 \u0915\u092e\u093e\u0928\u0947 \u0915\u093e\u0964 Flight \u0914\u0930 Hotel \u0921\u0940\u0932\u094d\u0938 \u0915\u094b \u091f\u094d\u0930\u0948\u0915 \u0915\u0930\u0947\u0902: \u0915\u0908 Travel Credit Card \u092a\u094b\u0930\u094d\u091f\u0932\u094d\u0938 \u092f\u093e Partner websites \u092a\u0930 \u090f\u0915\u094d\u0938\u0915\u094d\u0932\u0942\u0938\u093f\u0935 Travel Deals \u0914\u0930 Discounts \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964 Fare Alert \u0938\u0947\u091f \u0915\u0930\u0947\u0902 \u0914\u0930 \u0907\u0928 \u0921\u0940\u0932\u094d\u0938 \u0915\u093e \u0932\u093e\u092d \u0909\u0920\u093e\u090f\u0902\u0964 Visa \u0914\u0930 Mastercard \u0915\u0947 \u0932\u093e\u092d: \u092f\u093e\u0926 \u0930\u0916\u0947\u0902 \u0915\u093f \u0906\u092a\u0915\u0947 \u0915\u093e\u0930\u094d\u0921 \u092a\u0930 Visa \u092f\u093e Mastercard \u0915\u093e \u0932\u094b\u0917\u094b \u0939\u0948, \u0924\u094b \u0935\u0947 \u092d\u0940 \u0915\u0941\u091b \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924 \u0932\u093e\u092d \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902, \u091c\u0948\u0938\u0947 Purchase Protection \u092f\u093e Extended Warranty\u0964 \u0905\u092a\u0928\u0947 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0938\u094d\u0915\u094b\u0930 \u0915\u093e \u0927\u094d\u092f\u093e\u0928 \u0930\u0916\u0947\u0902: \u090f\u0915 \u0905\u091a\u094d\u091b\u093e \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0938\u094d\u0915\u094b\u0930 \u0906\u092a\u0915\u094b \u092c\u0947\u0939\u0924\u0930 Travel Credit Card \u0911\u092b\u0930\u094d\u0938 \u0914\u0930 \u0915\u092e \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u092f\u094b\u0917\u094d\u092f \u092c\u0928\u093e\u0924\u093e \u0939\u0948\u0964  \u0905\u0915\u094d\u0938\u0930 \u092a\u0942\u091b\u0947 \u091c\u093e\u0928\u0947 \u0935\u093e\u0932\u0947 \u092a\u094d\u0930\u0936\u094d\u0928 (FAQs) \u092f\u0939\u093e\u0902 Travel Credit Card Guide \u0938\u0947 \u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u0915\u0941\u091b \u0938\u093e\u092e\u093e\u0928\u094d\u092f \u092a\u094d\u0930\u0936\u094d\u0928\u094b\u0902 \u0915\u0947 \u0909\u0924\u094d\u0924\u0930 \u0926\u093f\u090f \u0917\u090f \u0939\u0948\u0902: \"}},{\"@type\":\"Question\",\"name\":\"\u0915\u094d\u092f\u093e Travel Credit Card \u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u0936\u0941\u0932\u094d\u0915 \u0915\u0947 \u0932\u093e\u092f\u0915 \u0939\u0948\u0902?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\" \u0939\u093e\u0901, Travel Credit Card \u0905\u0915\u094d\u0938\u0930 \u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u0936\u0941\u0932\u094d\u0915 \u0915\u0947 \u0932\u093e\u092f\u0915 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902, \u092c\u0936\u0930\u094d\u0924\u0947 \u0906\u092a \u0909\u0928\u0915\u0947 \u0932\u093e\u092d\u094b\u0902 \u0915\u093e \u092a\u0942\u0930\u0940 \u0924\u0930\u0939 \u0938\u0947 \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0947\u0902\u0964 \u092f\u0926\u093f \u0915\u093e\u0930\u094d\u0921 \u092e\u0941\u092b\u094d\u0924 Flight, Hotel Stays, Lounge Access, Travel Insurance, \u0914\u0930 Foreign Exchange Markup \u092a\u0930 \u092c\u091a\u0924 \u091c\u0948\u0938\u0947 \u0932\u093e\u092d \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948 \u091c\u094b \u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u0936\u0941\u0932\u094d\u0915 \u0938\u0947 \u0905\u0927\u093f\u0915 \u092e\u0942\u0932\u094d\u092f \u0915\u0947 \u0939\u0948\u0902, \u0924\u094b \u092f\u0939 \u090f\u0915 \u0905\u091a\u094d\u091b\u093e \u0928\u093f\u0935\u0947\u0936 \u0939\u0948\u0964 \u092a\u094d\u0930\u0940\u092e\u093f\u092f\u092e \u0915\u093e\u0930\u094d\u0921\u094b\u0902 \u092e\u0947\u0902 \u092f\u0947 \u0932\u093e\u092d \u0906\u092e\u0924\u094c\u0930 \u092a\u0930 \u0905\u0927\u093f\u0915 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902, \u0907\u0938\u0932\u093f\u090f \u0905\u092a\u0928\u0940 \u092f\u093e\u0924\u094d\u0930\u093e \u0915\u0940 \u0906\u0935\u0943\u0924\u094d\u0924\u093f \u0914\u0930 \u0916\u0930\u094d\u091a \u0915\u0947 \u092a\u0948\u091f\u0930\u094d\u0928 \u0915\u0947 \u0906\u0927\u093e\u0930 \u092a\u0930 \u0928\u093f\u0930\u094d\u0923\u092f \u0932\u0947\u0902\u0964 \"}},{\"@type\":\"Question\",\"name\":\"\u092e\u0948\u0902 \u0905\u092a\u0928\u0947 Travel Credit Card \u0930\u093f\u0935\u0949\u0930\u094d\u0921 \u092a\u0949\u0907\u0902\u091f\u094d\u0938 \u0915\u094b \u0915\u0948\u0938\u0947 \u0930\u093f\u0921\u0940\u092e \u0915\u0930 \u0938\u0915\u0924\u093e \u0939\u0942\u0901?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\" \u0906\u092a \u0905\u092a\u0928\u0947 Travel Credit Card \u0930\u093f\u0935\u0949\u0930\u094d\u0921 \u092a\u0949\u0907\u0902\u091f\u094d\u0938 \u0915\u094b \u0915\u0908 \u0924\u0930\u0940\u0915\u094b\u0902 \u0938\u0947 \u0930\u093f\u0921\u0940\u092e \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0938\u092c\u0938\u0947 \u0906\u092e \u0924\u0930\u0940\u0915\u094b\u0902 \u092e\u0947\u0902 Flight Booking, Hotel Booking, \u0914\u0930 Holiday Packages \u0915\u0947 \u0932\u093f\u090f \u0909\u0928\u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0928\u093e \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0964 \u0906\u092a \u0909\u0928\u094d\u0939\u0947\u0902 Airline Miles \u092f\u093e Hotel Loyalty Programs \u092e\u0947\u0902 \u092d\u0940 \u091f\u094d\u0930\u093e\u0902\u0938\u092b\u0930 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0907\u0938\u0915\u0947 \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924, \u0915\u0941\u091b \u0915\u093e\u0930\u094d\u0921 \u0906\u092a\u0915\u094b \u092a\u0949\u0907\u0902\u091f\u094d\u0938 \u0915\u094b Cash Back, Merchandise, \u092f\u093e Gift Cards \u0915\u0947 \u0932\u093f\u090f \u0930\u093f\u0921\u0940\u092e \u0915\u0930\u0928\u0947 \u0915\u093e \u0935\u093f\u0915\u0932\u094d\u092a \u092d\u0940 \u0926\u0947\u0924\u0947 \u0939\u0948\u0902, \u091c\u094b \u0906\u092a\u0915\u0940 \u091c\u0930\u0942\u0930\u0924\u094b\u0902 \u092a\u0930 \u0928\u093f\u0930\u094d\u092d\u0930 \u0915\u0930\u0924\u093e \u0939\u0948\u0964 \"}},{\"@type\":\"Question\",\"name\":\"\u0915\u094d\u092f\u093e Travel Credit Card International Travel \u0915\u0947 \u0932\u093f\u090f \u0905\u091a\u094d\u091b\u0947 \u0939\u0948\u0902?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\" \u0939\u093e\u0901, Travel Credit Card International Travel \u0915\u0947 \u0932\u093f\u090f \u092c\u0939\u0941\u0924 \u0905\u091a\u094d\u091b\u0947 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902\u0964 \u0935\u0947 \u0906\u092a\u0915\u094b Foreign Exchange Markup Fees \u092a\u0930 \u092c\u091a\u0924 \u0915\u0930\u0928\u0947 \u092e\u0947\u0902 \u092e\u0926\u0926 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u091c\u093f\u0938\u0938\u0947 \u0906\u092a \u092c\u0947\u0939\u0924\u0930 Currency Exchange Rate \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0907\u0938\u0915\u0947 \u0905\u0932\u093e\u0935\u093e, \u0935\u0947 Travel Insurance \u0915\u0935\u0930\u0947\u091c, Airport Lounge Access, \u0914\u0930 Concierge Services \u091c\u0948\u0938\u0940 \u0938\u0941\u0935\u093f\u0927\u093e\u090f\u0902 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902 \u091c\u094b \u0906\u092a\u0915\u0940 \u0935\u093f\u0926\u0947\u0936 \u092f\u093e\u0924\u094d\u0930\u093e \u0915\u094b \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0914\u0930 \u0906\u0930\u093e\u092e\u0926\u093e\u092f\u0915 \u092c\u0928\u093e\u0924\u0940 \u0939\u0948\u0902\u0964 \u092f\u0939 \u0915\u0948\u0936 \u0915\u0948\u0930\u0940 \u0915\u0930\u0928\u0947 \u0915\u0940 \u0924\u0941\u0932\u0928\u093e \u092e\u0947\u0902 \u0905\u0927\u093f\u0915 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0914\u0930 \u0938\u0941\u0935\u093f\u0927\u093e\u091c\u0928\u0915 \u0935\u093f\u0915\u0932\u094d\u092a \u0939\u0948\u0964 \"}},{\"@type\":\"Question\",\"name\":\"Travel Credit Card \u091a\u0941\u0928\u0924\u0947 \u0938\u092e\u092f \u092e\u0941\u091d\u0947 \u0915\u093f\u0928 \u092c\u093e\u0924\u094b\u0902 \u0915\u093e \u0927\u094d\u092f\u093e\u0928 \u0930\u0916\u0928\u093e \u091a\u093e\u0939\u093f\u090f?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\" Travel Credit Card \u091a\u0941\u0928\u0924\u0947 \u0938\u092e\u092f \u0906\u092a\u0915\u094b \u0905\u092a\u0928\u0940 \u092f\u093e\u0924\u094d\u0930\u093e \u0915\u0940 \u0906\u0935\u0943\u0924\u094d\u0924\u093f, \u092a\u0938\u0902\u0926\u0940\u0926\u093e Airline\/Hotel, \u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u0936\u0941\u0932\u094d\u0915, \u0930\u093f\u0935\u0949\u0930\u094d\u0921 \u0926\u0930\u0947\u0902, Sign-up Bonus, \u0914\u0930 Travel Benefits \u091c\u0948\u0938\u0947 Lounge Access \u0914\u0930 Travel Insurance \u092a\u0930 \u0935\u093f\u091a\u093e\u0930 \u0915\u0930\u0928\u093e \u091a\u093e\u0939\u093f\u090f\u0964 \u092f\u0939 \u092d\u0940 \u0926\u0947\u0916\u0947\u0902 \u0915\u093f \u0915\u094d\u092f\u093e \u0915\u093e\u0930\u094d\u0921 \u092e\u0947\u0902 \u0915\u092e Foreign Exchange Markup Fees \u0939\u0948, \u0916\u093e\u0938\u0915\u0930 \u092f\u0926\u093f \u0906\u092a International Travel \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964 \u0905\u092a\u0928\u0940 \u0916\u0930\u094d\u091a \u0915\u0930\u0928\u0947 \u0915\u0940 \u0906\u0926\u0924\u094b\u0902 \u0915\u0947 \u0938\u093e\u0925 \u0915\u093e\u0930\u094d\u0921 \u0915\u0947 \u0930\u093f\u0935\u0949\u0930\u094d\u0921 \u0938\u094d\u091f\u094d\u0930\u0915\u094d\u091a\u0930 \u0915\u094b \u0905\u0932\u093e\u0907\u0928 \u0915\u0930\u0928\u093e \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0939\u0948\u0964 \"}},{\"@type\":\"Question\",\"name\":\"\u0915\u094d\u092f\u093e \u092e\u0948\u0902 \u0905\u092a\u0928\u0947 Travel Credit Card \u0938\u0947 \u092e\u0941\u092b\u094d\u0924 Flight \u091f\u093f\u0915\u091f \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0930 \u0938\u0915\u0924\u093e \u0939\u0942\u0901?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\" \u0939\u093e\u0901, \u0906\u092a \u0905\u092a\u0928\u0947 Travel Credit Card \u0938\u0947 \u092e\u0941\u092b\u094d\u0924 Flight \u091f\u093f\u0915\u091f \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0905\u0927\u093f\u0915\u093e\u0902\u0936 Travel Credit Card \u0906\u092a\u0915\u094b \u0939\u0930 \u0916\u0930\u0940\u0926 \u092a\u0930 \u0930\u093f\u0935\u0949\u0930\u094d\u0921 \u092a\u0949\u0907\u0902\u091f\u094d\u0938 \u092f\u093e Airline Miles \u0926\u0947\u0924\u0947 \u0939\u0948\u0902\u0964 \u0907\u0928 \u092a\u0949\u0907\u0902\u091f\u094d\u0938 \u092f\u093e Miles \u0915\u094b \u0924\u092c \u092a\u093e\u0930\u094d\u091f\u0928\u0930 Airlines \u0915\u0947 \u0938\u093e\u0925 Flight Bookings \u0915\u0947 \u0932\u093f\u090f \u0930\u093f\u0921\u0940\u092e \u0915\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u090f\u0915 \u0905\u091a\u094d\u091b\u093e Sign-up Bonus \u0914\u0930 \u0930\u0923\u0928\u0940\u0924\u093f\u0915 \u0916\u0930\u094d\u091a \u0906\u092a\u0915\u094b \u0924\u0947\u091c\u0940 \u0938\u0947 \u092a\u0930\u094d\u092f\u093e\u092a\u094d\u0924 \u092a\u0949\u0907\u0902\u091f\u094d\u0938 \u091c\u092e\u093e \u0915\u0930\u0928\u0947 \u092e\u0947\u0902 \u092e\u0926\u0926 \u0915\u0930 \u0938\u0915\u0924\u093e \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 \u0906\u092a Domestic \u092f\u093e International Flights \u0915\u0947 \u0932\u093f\u090f \u092e\u0941\u092b\u094d\u0924 \u091f\u093f\u0915\u091f \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964\\r\\n\\r\\n\\r\\n\\r\\nEditorial Note:\\r\\nThis content has been prepared using publicly available information, editorial research and automated content assistance. Information is periodically reviewed and updated for accuracy.\\r\\n\\r\\n\\r\\n\"}}]}<\/script><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u0906\u091c \u0915\u0947 \u0938\u092e\u092f \u092e\u0947\u0902, \u092f\u093e\u0924\u094d\u0930\u093e (Travel) \u0915\u0930\u0928\u093e \u0915\u0947\u0935\u0932 \u090f\u0915 \u0936\u094c\u0915 \u0928\u0939\u0940\u0902, \u092c\u0932\u094d\u0915\u093f \u090f\u0915 \u091c\u0940\u0935\u0928\u0936\u0948\u0932\u0940 \u0915\u093e \u0939\u093f\u0938\u094d\u0938\u093e \u092c\u0928 \u0917\u092f\u093e \u0939\u0948\u0964 \u0910\u0938\u0947 \u092e\u0947\u0902, \u090f\u0915 \u0938\u0939\u0940 Travel Credit Card Guide \u0906\u092a\u0915\u0940 \u092f\u093e\u0924\u094d\u0930\u093e\u0913\u0902 \u0915\u094b \u0928 \u0915\u0947\u0935\u0932 \u0905\u0927\u093f\u0915 \u0938\u0941\u0916\u0926 \u092c\u0928\u093e \u0938\u0915\u0924\u093e \u0939\u0948, \u092c\u0932\u094d\u0915\u093f \u0906\u092a\u0915\u0947 \u092a\u0948\u0938\u0947 \u092d\u0940 \u092c\u091a\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u092f\u0939 \u0917\u093e\u0907\u0921 \u0906\u092a\u0915\u094b \u092c\u0924\u093e\u090f\u0917\u093e \u0915\u093f \u0915\u0948\u0938\u0947 \u0906\u092a \u0905\u092a\u0928\u0947 \u0932\u093f\u090f \u0938\u092c\u0938\u0947 \u0905\u091a\u094d\u091b\u093e [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1984,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_title":"Travel Credit Card Guide: \u092c\u0947\u0939\u0924\u0930\u0940\u0928 \u0921\u0940\u0932\u094d\u0938 \u0914\u0930 \u0930\u093f\u0935\u0949\u0930\u094d\u0921\u094d\u0938 \u092a\u093e\u090f\u0902!","rank_math_description":"\u0915\u094d\u092f\u093e \u0906\u092a \u092c\u0947\u0939\u0924\u0930\u0940\u0928 Travel Credit Card Guide \u0922\u0942\u0902\u0922 \u0930\u0939\u0947 \u0939\u0948\u0902? \u092f\u093e\u0924\u094d\u0930\u093e \u0915\u0947 \u0932\u093f\u090f \u0938\u0939\u0940 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u093e\u0930\u094d\u0921 \u091a\u0941\u0928\u0947\u0902 \u0914\u0930 \u092b\u094d\u0930\u0940 Flight, Hotel Booking, \u0914\u0930 \u090f\u0915\u094d\u0938\u0915\u094d\u0932\u0942\u0938\u093f\u0935 \u092c\u0947\u0928\u093f\u092b\u093f\u091f\u094d\u0938 \u0915\u093e \u0932\u093e\u092d \u0909\u0920\u093e\u090f\u0902\u0964","rank_math_focus_keyword":"Travel Credit Card Guide,Travel Credit Card","rank_math_schema_type":"","footnotes":""},"categories":[503],"tags":[557],"class_list":["post-1956","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-travel-guides","tag-travel-credit-card-guide"],"_links":{"self":[{"href":"https:\/\/www.flattickets.com\/blog\/wp-json\/wp\/v2\/posts\/1956","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.flattickets.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.flattickets.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.flattickets.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.flattickets.com\/blog\/wp-json\/wp\/v2\/comments?post=1956"}],"version-history":[{"count":2,"href":"https:\/\/www.flattickets.com\/blog\/wp-json\/wp\/v2\/posts\/1956\/revisions"}],"predecessor-version":[{"id":1985,"href":"https:\/\/www.flattickets.com\/blog\/wp-json\/wp\/v2\/posts\/1956\/revisions\/1985"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.flattickets.com\/blog\/wp-json\/wp\/v2\/media\/1984"}],"wp:attachment":[{"href":"https:\/\/www.flattickets.com\/blog\/wp-json\/wp\/v2\/media?parent=1956"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.flattickets.com\/blog\/wp-json\/wp\/v2\/categories?post=1956"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.flattickets.com\/blog\/wp-json\/wp\/v2\/tags?post=1956"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}