Stamp Duty Calculator (India)

Stamp Duty Calculator India – State‑wise Estimation

Stamp duty is a mandatory tax levied by state governments during property transactions. It varies from 4% to 8% depending on the state, your gender, urban/rural location, and type of property. Our Stamp Duty Calculator helps you estimate applicable duty by entering the property’s value and choosing the relevant state.

How to Use

1. Enter the transaction or market value of your property.
2. Select your state (rates vary from 4% to 8%).
3. The calculator applies the percentage to give you an estimated cost.
4. See a doughnut chart that visualizes duty vs remaining property value.

State-Wise Stamp Duty Rates

• Delhi: ~6% :contentReference[oaicite:1]{index=1}
• Maharashtra: ~6% (5–6% range for different categories) :contentReference[oaicite:2]{index=2}
• Karnataka: 5% (range 2–5%) :contentReference[oaicite:3]{index=3}
• West Bengal: ~7% :contentReference[oaicite:4]{index=4}
• Jharkhand: 4% :contentReference[oaicite:5]{index=5}

Why It Matters

Knowing stamp duty helps budget accurately, avoid surprises during registration, and plan your home loan and down-payment better, since these are outside your loan limits :contentReference[oaicite:6]{index=6}.

Extra Fees to Remember

• Registration Fee: typically 1% of property value :contentReference[oaicite:7]{index=7}.
• Surcharge & Cess: may apply depending on state-specific rules.
• Gender concessions: many states offer lower rates to women as property owners :contentReference[oaicite:8]{index=8}.

How to Reduce Your Stamp Duty

• Register property in a woman’s name (lower rate in many states) :contentReference[oaicite:9]{index=9}.
• Invest in affordable housing schemes with reduced rates :contentReference[oaicite:10]{index=10}.

FAQs – Stamp Duty Calculator